San Rafael, CA Property Tax Rates

Compare property tax rates across 2 ZIP codes in San Rafael, California.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

0.75%

Avg Annual Tax

$9,370

Avg Home Value

$1,259,450

ZIP Codes

2

Property Tax Overview: San Rafael, CA

San Rafael has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.75%, which is 7% above the California average of 0.69%. Annual property taxes range from $10,001 (ZIP 94901) to $8,738 (ZIP 94903).

For a home at San Rafael's median value of $1,259,450, property taxes add approximately $782/month to housing costs. San Rafael home values are above the California median of $744,838, meaning the monthly tax impact is correspondingly higher.

Property tax rates within San Rafael vary by 0.03 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in San Rafael, CA

ZIP CodeEffective RateMedian TaxMedian Home Value
949010.73%$10,001$1,369,500
949030.76%$8,738$1,149,400

San Rafael vs California Average

Effective Tax Rate

San Rafael0.75%
California Avg0.69%

7% above state average

Annual Property Tax

San Rafael$9,370
California Avg$4,900

Median Home Value

San Rafael$1,259,450
California Avg$744,838

Frequently Asked Questions

What is the average property tax rate in San Rafael, CA?

The average effective property tax rate in San Rafael, California is 0.75%, based on 2 ZIP codes.

How much is property tax in San Rafael, CA?

The average median annual property tax in San Rafael is $9,370 per year, with a median home value of $1,259,450.

Which ZIP code in San Rafael has the lowest property tax rate?

ZIP code 94901 has the lowest effective tax rate in San Rafael at 0.73%, with a median annual tax of $10,001.

How many ZIP codes are in San Rafael, CA?

San Rafael, California has 2 ZIP codes with property tax data available.

Which ZIP code in San Rafael has the highest property tax rate?

ZIP code 94903 has the highest effective tax rate in San Rafael at 0.76%, with a median annual tax of $8,738.

How do San Rafael property taxes compare to the California average?

San Rafael's average effective rate of 0.75% is 7% above the California state average of 0.69%.

What factors affect property tax rates between ZIP codes in San Rafael?

Property tax rate differences within San Rafael are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for San Rafael Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: California reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within San Rafael, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Marin County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →