81301 Property Tax Rate
Durango, Colorado · Part of La Plata County
Effective Tax Rate
0.23%
21% below state avgMedian Annual Tax
$1,486
$124/mo escrow
Estimate Your Tax
Annual Tax
$1,486
Monthly
$124
Eff. Rate
0.23%
Buyer decision brief
What ZIP 81301 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$124/mo
Based on median annual tax paid
State context
0.18 percentage points below the Colorado average
Colorado average: 0.42%
Data confidence
High confidenceThe Census margin of error is $94, about 6% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with La Plata County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 81301 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$94 tax MOE, 6% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
La Plata County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 81301
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $634,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.23%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Colorado and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $124 per month before insurance, HOA dues, or special assessments.
Assessor verification
La Plata County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 81301 Compares
Median Annual Property Tax
ZIP 81301
0.23%
Effective rate
Colorado Avg
0.42%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Colorado
Lower than 94% of ZIP codes in Colorado(6th percentile, 454 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 81301
Property owners in ZIP code 81301 (Durango, Colorado) pay a median of $1,486/year in property taxes on homes valued at $634,900. This translates to an effective tax rate of 0.23%, which is 44% below the Colorado state average of 0.42%.
The monthly property tax burden for a median-valued home in 81301 is approximately $124, which factors into escrow payments on mortgages. This ZIP code is located within La Plata County. This is $396 less than the Colorado average of $1,882/year.
Compared to similar ZIP codes in Colorado, 81301 has lower property taxes. ZIP codes with similar effective rates include 81224 (0.23%) and 81326 (0.24%).
In Durango, property taxes represent approximately 1.8% of the median household income of $83,209, providing context for the relative tax burden on homeowners in this area.
Colorado's post-Gallagher assessment means your property resets to full market value at purchase with no automatic caps on future increases. La Plata County homeowners age 65+ with 10+ years of residence can claim the Senior Homestead Exemption to lower taxable value substantially. Contact the La Plata County Assessor immediately after closing to apply for exemptions and verify your base year assessment, as exemption deadlines vary by county.
Frequently Asked Questions
What is the property tax rate in ZIP code 81301?
How much are property taxes in Durango, CO (81301)?
How does ZIP 81301 compare to the Colorado average?
What is the median home value in ZIP 81301?
What county is ZIP code 81301 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$94. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 81301 is part of La Plata County, Colorado. View the full county profile for broader context and more data.
View La Plata County on TaxByCounty →Explore Durango, CO
View all 2 ZIP codes in Durango with property tax comparisons.
View Durango Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 81301
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
81656
Woody Creek, CO
0.08 percentage points lower than ZIP 81301.
Rate
0.16%
Tax
$3,183
Quality
62
81615
Snowmass Village, CO
$1,113,100 higher median home value than ZIP 81301.
Rate
0.39%
Tax
$6,744
Quality
71
81611
Aspen, CO
$608,600 higher median home value than ZIP 81301.
Rate
0.40%
Tax
$5,006
Quality
77
80304
Boulder, CO
$531,200 higher median home value than ZIP 81301.
Rate
0.52%
Tax
$6,093
Quality
94
81621
Basalt, CO
$503,600 higher median home value than ZIP 81301.
Rate
0.48%
Tax
$5,421
Quality
82
80302
Boulder, CO
$488,900 higher median home value than ZIP 81301.
Rate
0.51%
Tax
$5,713
Quality
94
81645
Minturn, CO
$437,400 higher median home value than ZIP 81301.
Rate
0.28%
Tax
$2,987
Quality
77
81657
Vail, CO
$413,700 higher median home value than ZIP 81301.
Rate
0.35%
Tax
$3,672
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.