Waterbury, CT Property Tax Rates
Compare property tax rates across 5 ZIP codes in Waterbury, Connecticut.
Avg Tax Rate
2.86%
Avg Annual Tax
$5,389
Avg Home Value
$188,780
ZIP Codes
5
Property Tax Overview: Waterbury, CT
Waterbury has 5 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 2.86%, which is 60% above the Connecticut average of 1.78%. Annual property taxes range from $5,817 (ZIP 06710) to $5,415 (ZIP 06705).
For a home at Waterbury's median value of $188,780, property taxes add approximately $450/month to housing costs. Waterbury home values are below the Connecticut median of $408,438, which moderates the overall monthly tax burden.
Property tax rates within Waterbury vary by 0.40 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Waterbury vs Connecticut Average
Effective Tax Rate
60% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Waterbury, CT?
The average effective property tax rate in Waterbury, Connecticut is 2.86%, based on 5 ZIP codes.
How much is property tax in Waterbury, CT?
The average median annual property tax in Waterbury is $5,389 per year, with a median home value of $188,780.
Which ZIP code in Waterbury has the lowest property tax rate?
ZIP code 06710 has the lowest effective tax rate in Waterbury at 2.65%, with a median annual tax of $5,817.
How many ZIP codes are in Waterbury, CT?
Waterbury, Connecticut has 5 ZIP codes with property tax data available.
Which ZIP code in Waterbury has the highest property tax rate?
ZIP code 06705 has the highest effective tax rate in Waterbury at 3.05%, with a median annual tax of $5,415.
How do Waterbury property taxes compare to the Connecticut average?
Waterbury's average effective rate of 2.86% is 60% above the Connecticut state average of 1.78%.
What factors affect property tax rates between ZIP codes in Waterbury?
Property tax rate differences within Waterbury are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Waterbury Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Connecticut reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Waterbury, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Other Cities in Connecticut
Looking for county-level property tax data? View New Haven County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.