32163 Property Tax Rate
The Villages, Florida · Part of Sumter County
Effective Tax Rate
1.00%
79.4% above state avgMedian Annual Tax
$4,745
$395/mo escrow
Estimate Your Tax
Annual Tax
$4,745
Monthly
$395
Eff. Rate
1.00%
Buyer decision brief
What ZIP 32163 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$395/mo
Based on median annual tax paid
State context
0.24 percentage points above the Florida average
Florida average: 0.76%
Data confidence
High confidenceThe Census margin of error is $149, about 3% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Sumter County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 32163 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$149 tax MOE, 3% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Sumter County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 32163
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $472,600, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.00%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Florida and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $395 per month before insurance, HOA dues, or special assessments.
Assessor verification
Sumter County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 32163 Compares
Median Annual Property Tax
ZIP 32163
1.00%
Effective rate
Florida Avg
0.76%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Florida
Higher than 92% of ZIP codes in Florida(92th percentile, 928 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 32163
Property owners in ZIP code 32163 (The Villages, Florida) pay a median of $4,745/year in property taxes on homes valued at $472,600. This translates to an effective tax rate of 1.00%, which is 31% above the Florida state average of 0.76%.
The monthly property tax burden for a median-valued home in 32163 is approximately $395, which factors into escrow payments on mortgages. This ZIP code is located within Sumter County. This is $2,100 more than the Florida average of $2,645/year.
Compared to similar ZIP codes in Florida, 32163 has lower property taxes. ZIP codes with similar effective rates include 32836 (1.00%) and 32832 (1.00%).
In The Villages, property taxes represent approximately 5.0% of the median household income of $94,565, providing context for the relative tax burden on homeowners in this area.
Florida resets your tax base to market value at closing, then the Save Our Homes Act limits homestead annual increases to 3% or CPI. Sumter County provides a $25,000 homestead exemption plus up to $25,000 additional exemption on non-school taxes — complete and file Form DR 501 with the Sumter County Property Appraiser within 30 days of closing and taking occupancy. Contact the Sumter County Property Appraiser to review your preliminary assessment before your Notice of Assessed Value is finalized, and file a Petition for Adjustment within 25 days if the opening valuation appears above comparable recent sales.
Frequently Asked Questions
What is the property tax rate in ZIP code 32163?
How much are property taxes in The Villages, FL (32163)?
How does ZIP 32163 compare to the Florida average?
What is the median home value in ZIP 32163?
What county is ZIP code 32163 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$149. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 32163 is part of Sumter County, Florida. View the full county profile for broader context and more data.
View Sumter County on TaxByCounty →Explore The Villages, FL
View all 2 ZIP codes in The Villages with property tax comparisons.
View The Villages Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 32163
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
32162
The Villages, FL
0.10 percentage points lower than ZIP 32163.
Rate
0.91%
Tax
$3,242
Quality
96
33514
Center Hill, FL
0.70 percentage points lower than ZIP 32163.
Rate
0.30%
Tax
$599
Quality
82
34785
Wildwood, FL
0.55 percentage points lower than ZIP 32163.
Rate
0.45%
Tax
$950
Quality
89
33538
Lake Panasoffkee, FL
0.55 percentage points lower than ZIP 32163.
Rate
0.45%
Tax
$715
Quality
89
33597
Webster, FL
0.51 percentage points lower than ZIP 32163.
Rate
0.49%
Tax
$1,052
Quality
84
33513
Bushnell, FL
0.48 percentage points lower than ZIP 32163.
Rate
0.53%
Tax
$1,125
Quality
84
33585
Sumterville, FL
0.38 percentage points lower than ZIP 32163.
Rate
0.63%
Tax
$1,340
Quality
74
34484
Oxford, FL
0.38 percentage points lower than ZIP 32163.
Rate
0.63%
Tax
$2,359
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.