32164 Property Tax Rate

Property owners in ZIP code 32164 (Palm Coast, Florida) pay a median of $2,312/year in property taxes on homes valued at $308,100. This translates to an effective tax rate of 0.75%, which is near the Florida state average of 0.76%.

The monthly property tax burden for a median-valued home in 32164 is approximately $193, which factors into escrow payments on mortgages. This ZIP code is located within Flagler County. This is $333 less than the Florida average of $2,645/year.

Compared to similar ZIP codes in Florida, 32164 has lower property taxes. ZIP codes with similar effective rates include 32666 (0.75%) and 33811 (0.75%).

In Palm Coast, property taxes represent approximately 3.2% of the median household income of $71,738, providing context for the relative tax burden on homeowners in this area.

Florida reassesses to market value at purchase, then the Save Our Homes Act caps homestead annual increases at 3% or CPI. Flagler County offers a $25,000 homestead exemption plus an additional $25,000 exemption on non-school taxes — file your homestead application (Form DR 501) with the Flagler County Property Appraiser within 30 days of closing and occupancy. Contact the Flagler County Property Appraiser to review your Notice of Assessed Value and file a formal protest (Petition for Adjustment) within 25 days if the assessment appears inconsistent with your purchase price or comparable properties.