31565 Property Tax Rate

Property owners in ZIP code 31565 (Waverly, Georgia) pay a median of $1,735/year in property taxes on homes valued at $231,300. This translates to an effective tax rate of 0.75%, which is 14% below the Georgia state average of 0.87%.

The monthly property tax burden for a median-valued home in 31565 is approximately $145, which factors into escrow payments on mortgages. This ZIP code is located within Camden County.

Compared to similar ZIP codes in Georgia, 31565 has higher property taxes. ZIP codes with similar effective rates include 30558 (0.75%) and 30627 (0.75%).

In Waverly, property taxes represent approximately 2.4% of the median household income of $72,054, providing context for the relative tax burden on homeowners in this area.

Georgia's Basic Homestead Exemption ($2,000 off assessed value) applies to primary residences in Camden County, and you should file the exemption claim with the Camden County Assessor within 30 days of closing to lock in the reduction. Your property will be reassessed to full market value at sale under Georgia law with no state protection against increases, so plan for a significant adjustment in your tax liability given the higher median home values in this county. File your homestead exemption before April 1 to ensure the reduction applies to the current tax year.