83814 Property Tax Rate
Coeur d'Alene, Idaho · Part of Kootenai County
Effective Tax Rate
0.45%
43.9% above state avgMedian Annual Tax
$2,314
$193/mo escrow
Estimate Your Tax
Annual Tax
$2,314
Monthly
$193
Eff. Rate
0.45%
Buyer decision brief
What ZIP 83814 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$193/mo
Based on median annual tax paid
State context
0.06 percentage points below the Idaho average
Idaho average: 0.50%
Data confidence
High confidenceThe Census margin of error is $173, about 7% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Kootenai County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 83814 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$173 tax MOE, 7% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Kootenai County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 83814
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $518,800, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.45%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Idaho and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $193 per month before insurance, HOA dues, or special assessments.
Assessor verification
Kootenai County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 83814 Compares
Median Annual Property Tax
ZIP 83814
0.45%
Effective rate
Idaho Avg
0.50%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Idaho
Lower than 61% of ZIP codes in Idaho(39th percentile, 240 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 83814
Property owners in ZIP code 83814 (Coeur d'Alene, Idaho) pay a median of $2,314/year in property taxes on homes valued at $518,800. This translates to an effective tax rate of 0.45%, which is 11% below the Idaho state average of 0.50%.
The monthly property tax burden for a median-valued home in 83814 is approximately $193, which factors into escrow payments on mortgages. This ZIP code is located within Kootenai County. This is $706 more than the Idaho average of $1,608/year.
Compared to similar ZIP codes in Idaho, 83814 has higher property taxes. ZIP codes with similar effective rates include 83344 (0.44%) and 83624 (0.44%).
In Coeur d'Alene, property taxes represent approximately 3.3% of the median household income of $69,914, providing context for the relative tax burden on homeowners in this area.
Idaho reassesses property at fair market value upon sale with no statewide cap limiting assessment increases for buyers. Kootenai County offers a Homeowner's Exemption of $100,000 against assessed value for primary residences — file your application with the Kootenai County Assessor's office by the August levy deadline. Submit your homeowner exemption application to the Kootenai County Assessor immediately after closing to secure the exemption on your property tax bill.
Frequently Asked Questions
What is the property tax rate in ZIP code 83814?
How much are property taxes in Coeur d'Alene, ID (83814)?
How does ZIP 83814 compare to the Idaho average?
What is the median home value in ZIP 83814?
What county is ZIP code 83814 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$173. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 83814 is part of Kootenai County, Idaho. View the full county profile for broader context and more data.
View Kootenai County on TaxByCounty →Explore Coeur d'Alene, ID
View all 2 ZIP codes in Coeur d'Alene with property tax comparisons.
View Coeur d'Alene Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 83814
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
83810
Cataldo, ID
0.20 percentage points lower than ZIP 83814.
Rate
0.25%
Tax
$1,270
Quality
84
83869
Spirit Lake, ID
0.01 percentage points lower than ZIP 83814.
Rate
0.43%
Tax
$1,848
Quality
89
83835
Hayden, ID
0.01 percentage points lower than ZIP 83814.
Rate
0.43%
Tax
$2,184
Quality
89
83340
Ketchum, ID
$341,600 higher median home value than ZIP 83814.
Rate
0.47%
Tax
$4,085
Quality
75
83353
Sun Valley, ID
$310,200 higher median home value than ZIP 83814.
Rate
0.63%
Tax
$5,239
Quality
67
83848
Nordman, ID
$292,700 higher median home value than ZIP 83814.
Rate
0.52%
Tax
$4,246
Quality
69
83712
Boise, ID
$238,900 higher median home value than ZIP 83814.
Rate
0.75%
Tax
$5,669
Quality
94
83616
Eagle, ID
$201,500 higher median home value than ZIP 83814.
Rate
0.50%
Tax
$3,580
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.