52049 Property Tax Rate

Property owners in ZIP code 52049 (Garnavillo, Iowa) pay a median of $2,307/year in property taxes on homes valued at $167,800. This translates to an effective tax rate of 1.37%, which is 8% above the Iowa state average of 1.28%.

The monthly property tax burden for a median-valued home in 52049 is approximately $192, which factors into escrow payments on mortgages. This ZIP code is located within Clayton County. This is $242 more than the Iowa average of $2,065/year.

Compared to similar ZIP codes in Iowa, 52049 has higher property taxes. ZIP codes with similar effective rates include 52211 (1.37%) and 50212 (1.37%).

In Garnavillo, property taxes represent approximately 3.4% of the median household income of $68,750, providing context for the relative tax burden on homeowners in this area.

Iowa reassesses all properties at fair market value every four years through the county assessor's triennial cycle, with full revaluation occurring at sale. Clayton County offers a Homestead Property Tax Credit for eligible primary residence owners — contact the Clayton County Assessor's office to apply based on your household income and property value. File your homestead exemption claim with the Clayton County Assessor within 30 days of purchase to ensure you receive tax relief starting in the next assessment year.