41045 Property Tax Rate

Property owners in ZIP code 41045 (Ghent, Kentucky) pay a median of $1,223/year in property taxes on homes valued at $170,600. This translates to an effective tax rate of 0.72%, which is 5% below the Kentucky state average of 0.75%.

The monthly property tax burden for a median-valued home in 41045 is approximately $102, which factors into escrow payments on mortgages. This ZIP code is located within Carroll County.

Compared to similar ZIP codes in Kentucky, 41045 has higher property taxes. ZIP codes with similar effective rates include 42254 (0.72%) and 41033 (0.71%).

In Ghent, property taxes represent approximately 2.1% of the median household income of $57,381, providing context for the relative tax burden on homeowners in this area.

Kentucky reassesses property to market value at sale without a state cap — the Carroll County Property Valuation Administrator will issue a new assessment based on your purchase price. Carroll County offers homestead exemptions for owner-occupied primary residences and additional exemptions for seniors and disabled persons; file with the Carroll County PVA before the annual deadline (typically mid-year) to claim your exemption. Visit the Carroll County Property Valuation Administrator's office immediately after purchase to request exemption forms and verify the current exemption amount.