42086 Property Tax Rate

Property owners in ZIP code 42086 (West Paducah, Kentucky) pay a median of $1,351/year in property taxes on homes valued at $175,300. This translates to an effective tax rate of 0.77%, which is near the Kentucky state average of 0.75%.

The monthly property tax burden for a median-valued home in 42086 is approximately $113, which factors into escrow payments on mortgages. This ZIP code is located within McCracken County. This is $254 more than the Kentucky average of $1,097/year.

Compared to similar ZIP codes in Kentucky, 42086 has lower property taxes. ZIP codes with similar effective rates include 40371 (0.77%) and 41264 (0.77%).

In West Paducah, property taxes represent approximately 1.6% of the median household income of $86,328, providing context for the relative tax burden on homeowners in this area.

Kentucky law mandates full reassessment to fair market value upon property transfer; expect your assessed value to reflect the purchase price on your first bill. McCracken County offers a Homestead Exemption for primary residences that exempts a portion of value from school taxes — submit your application to the McCracken County Property Valuation Administrator before the end of the tax year in which you purchased. Review the county's assessment notice carefully and file a formal appeal if the assessed value exceeds the purchase price.