Adams, KY Property Tax Rates

Compare property tax rates across 1 ZIP code in Adams, Kentucky.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

1.52%

Avg Annual Tax

$673

Avg Home Value

$44,300

ZIP Codes

1

Property Tax Overview: Adams, KY

Adams has 1 ZIP code with property tax data. The average effective tax rate across these ZIPs is 1.52%, which is 102% above the Kentucky average of 0.75%.

For a home at Adams's median value of $44,300, property taxes add approximately $56/month to housing costs. Adams home values are below the Kentucky median of $150,773, which moderates the overall monthly tax burden.

ZIP Codes in Adams, KY

ZIP CodeEffective RateMedian TaxMedian Home Value
412011.52%$673$44,300

Adams vs Kentucky Average

Effective Tax Rate

Adams1.52%
Kentucky Avg0.75%

102% above state average

Annual Property Tax

Adams$673
Kentucky Avg$1,097

Median Home Value

Adams$44,300
Kentucky Avg$150,773

Frequently Asked Questions

What is the average property tax rate in Adams, KY?

The average effective property tax rate in Adams, Kentucky is 1.52%, based on 1 ZIP code.

How much is property tax in Adams, KY?

The average median annual property tax in Adams is $673 per year, with a median home value of $44,300.

Which ZIP code in Adams has the lowest property tax rate?

ZIP code 41201 has the lowest effective tax rate in Adams at 1.52%, with a median annual tax of $673.

How many ZIP codes are in Adams, KY?

Adams, Kentucky has 1 ZIP code with property tax data available.

Which ZIP code in Adams has the highest property tax rate?

ZIP code 41201 has the highest effective tax rate in Adams at 1.52%, with a median annual tax of $673.

How do Adams property taxes compare to the Kentucky average?

Adams's average effective rate of 1.52% is 102% above the Kentucky state average of 0.75%.

What factors affect property tax rates between ZIP codes in Adams?

Property tax rate differences within Adams are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Adams Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Kentucky reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Adams, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Lawrence County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →