21001 Property Tax Rate

Property owners in ZIP code 21001 (Aberdeen, Maryland) pay a median of $2,947/year in property taxes on homes valued at $267,400. This translates to an effective tax rate of 1.10%, which is 14% above the Maryland state average of 0.96%.

The monthly property tax burden for a median-valued home in 21001 is approximately $246, which factors into escrow payments on mortgages. This ZIP code is located within Harford County. This is $1,027 less than the Maryland average of $3,974/year.

Compared to similar ZIP codes in Maryland, 21001 has lower property taxes. ZIP codes with similar effective rates include 21030 (1.10%) and 21628 (1.10%).

In Aberdeen, property taxes represent approximately 3.6% of the median household income of $81,778, providing context for the relative tax burden on homeowners in this area.

Maryland's Homestead Tax Credit caps annual assessment increases at 10% for your primary residence, though your initial purchase-year assessment is unrestricted — file for the credit with Harford County's tax office. The credit applies automatically to qualifying primary residences but requires proper registration; contact the Harford County Assessor to ensure your homestead classification is recorded within 45 days of purchase. Request a copy of your Notice of Assessment and confirm your assessment ratio is correct (owner-occupied property should be assessed on market value).