21077 Property Tax Rate

Property owners in ZIP code 21077 (Harmans, Maryland) pay a median of $4,195/year in property taxes on homes valued at $425,000. This translates to an effective tax rate of 0.99%, which is near the Maryland state average of 0.96%.

The monthly property tax burden for a median-valued home in 21077 is approximately $350, which factors into escrow payments on mortgages. This ZIP code is located within Anne Arundel County. This is $221 more than the Maryland average of $3,974/year.

Compared to similar ZIP codes in Maryland, 21077 has higher property taxes. ZIP codes with similar effective rates include 21851 (0.99%) and 21669 (0.99%).

Maryland's Homestead Tax Credit caps annual assessment increases at 10% for your primary residence, though your initial purchase-year assessment is unrestricted — file for the credit with Anne Arundel County's tax office. The credit applies automatically to qualifying primary residences but requires proper registration; contact the Anne Arundel County Assessor to ensure your homestead classification is recorded within 45 days of purchase. Request a copy of your Notice of Assessment and confirm your assessment ratio is correct (owner-occupied property should be assessed on market value).