21645 Property Tax Rate
Kennedyville, Maryland · Part of Kent County
Effective Tax Rate
0.94%
29.4% below state avgMedian Annual Tax
$2,806
$234/mo escrow
Estimate Your Tax
Annual Tax
$2,806
Monthly
$234
Eff. Rate
0.94%
Buyer decision brief
What ZIP 21645 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$234/mo
Based on median annual tax paid
State context
0.02 percentage points below the Maryland average
Maryland average: 0.96%
Data confidence
Moderate confidenceThe Census margin of error is $966, about 34% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Kent County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 21645 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$966 tax MOE, 34% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Kent County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 21645
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $298,700, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.94%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Maryland and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $234 per month before insurance, HOA dues, or special assessments.
Assessor verification
Kent County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 21645 Compares
Median Annual Property Tax
ZIP 21645
0.94%
Effective rate
Maryland Avg
0.96%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Maryland
Lower than 50% of ZIP codes in Maryland(50th percentile, 423 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 21645
Property owners in ZIP code 21645 (Kennedyville, Maryland) pay a median of $2,806/year in property taxes on homes valued at $298,700. This translates to an effective tax rate of 0.94%, which is near the Maryland state average of 0.96%.
The monthly property tax burden for a median-valued home in 21645 is approximately $234, which factors into escrow payments on mortgages. This ZIP code is located within Kent County. This is $1,168 less than the Maryland average of $3,974/year.
Compared to similar ZIP codes in Maryland, 21645 has higher property taxes. ZIP codes with similar effective rates include 21053 (0.94%) and 20852 (0.94%).
If you're considering purchasing a home in 21645, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Kent County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 21645?
How much are property taxes in Kennedyville, MD (21645)?
How does ZIP 21645 compare to the Maryland average?
What is the median home value in ZIP 21645?
What county is ZIP code 21645 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$966. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 21645 is part of Kent County, Maryland. View the full county profile for broader context and more data.
View Kent County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 21645
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
21651
Millington, MD
0.10 percentage points lower than ZIP 21645.
Rate
0.84%
Tax
$2,191
Quality
84
21678
Worton, MD
0.09 percentage points lower than ZIP 21645.
Rate
0.85%
Tax
$2,597
Quality
84
21635
Galena, MD
0.05 percentage points lower than ZIP 21645.
Rate
0.88%
Tax
$3,430
Quality
84
21620
Chestertown, MD
0.03 percentage points lower than ZIP 21645.
Rate
0.90%
Tax
$2,884
Quality
84
21056
Gibson Island, MD
0.44 percentage points lower than ZIP 21645.
Rate
0.50%
Tax
$10,001
Quality
68
20818
Cabin John, MD
0.15 percentage points lower than ZIP 21645.
Rate
0.79%
Tax
$10,001
Quality
70
20815
Chevy Chase, MD
0.13 percentage points lower than ZIP 21645.
Rate
0.81%
Tax
$10,001
Quality
70
20816
Bethesda, MD
0.08 percentage points lower than ZIP 21645.
Rate
0.86%
Tax
$10,001
Quality
77
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.