Springfield, MA Property Tax Rates
Compare property tax rates across 10 ZIP codes in Springfield, Massachusetts.
Avg Tax Rate
1.67%
Avg Annual Tax
$3,640
Avg Home Value
$218,740
ZIP Codes
10
Property Tax Overview: Springfield, MA
Springfield has 10 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 1.67%, which is 48% above the Massachusetts average of 1.13%. Annual property taxes range from $2,755 (ZIP 01109) to $3,000 (ZIP 01103).
For a home at Springfield's median value of $218,740, property taxes add approximately $305/month to housing costs. Springfield home values are below the Massachusetts median of $562,482, which moderates the overall monthly tax burden.
Property tax rates within Springfield vary by 0.67 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
ZIP Codes in Springfield, MA
Springfield vs Massachusetts Average
Effective Tax Rate
48% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Springfield, MA?
The average effective property tax rate in Springfield, Massachusetts is 1.67%, based on 10 ZIP codes.
How much is property tax in Springfield, MA?
The average median annual property tax in Springfield is $3,640 per year, with a median home value of $218,740.
Which ZIP code in Springfield has the lowest property tax rate?
ZIP code 01109 has the lowest effective tax rate in Springfield at 1.36%, with a median annual tax of $2,755.
How many ZIP codes are in Springfield, MA?
Springfield, Massachusetts has 10 ZIP codes with property tax data available.
Which ZIP code in Springfield has the highest property tax rate?
ZIP code 01103 has the highest effective tax rate in Springfield at 2.03%, with a median annual tax of $3,000.
How do Springfield property taxes compare to the Massachusetts average?
Springfield's average effective rate of 1.67% is 48% above the Massachusetts state average of 1.13%.
What factors affect property tax rates between ZIP codes in Springfield?
Property tax rate differences within Springfield are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Springfield Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Massachusetts reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Springfield, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Other Cities in Massachusetts
Looking for county-level property tax data? View Hampden County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.