49095 Property Tax Rate

Property owners in ZIP code 49095 (Vandalia, Michigan) pay a median of $2,763/year in property taxes on homes valued at $250,800. This translates to an effective tax rate of 1.10%, which is 10% below the Michigan state average of 1.22%.

The monthly property tax burden for a median-valued home in 49095 is approximately $230, which factors into escrow payments on mortgages. This ZIP code is located within Cass County. This is $337 more than the Michigan average of $2,426/year.

Compared to similar ZIP codes in Michigan, 49095 has lower property taxes. ZIP codes with similar effective rates include 48306 (1.10%) and 49246 (1.10%).

In Vandalia, property taxes represent approximately 3.2% of the median household income of $86,577, providing context for the relative tax burden on homeowners in this area.

Michigan's Proposal A resets your property assessment to market value at sale, ending the prior owner's annual cap in Cass County — budget for a tax increase despite the county's lowest effective rate. Apply for the Principle Residence Exemption (PRE) with the Cass County Assessor within 45 days of closing to lower school operating taxes on your principal residence. File your PRE promptly with the Cass County Assessor to avoid missing the exemption deadline.