49449 Property Tax Rate

Pentwater, Michigan · Part of Oceana County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

1.10%

28.1% above state avg

Median Annual Tax

$3,108

$259/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$3,108

Monthly

$259

Eff. Rate

1.10%

vs. Michigan Avg28.1% above
vs. National Avg15.5% above

How ZIP 49449 Compares

Median Annual Property Tax

ZIP 49449$3,108
Michigan Average$2,426
National Average$2,690

ZIP 49449

1.10%

Effective rate

Michigan Avg

1.22%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Michigan

0.43%state avg 1.22%2.89%

Lower than 61% of ZIP codes in Michigan(39th percentile, 957 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 49449

Property owners in ZIP code 49449 (Pentwater, Michigan) pay a median of $3,108/year in property taxes on homes valued at $282,400. This translates to an effective tax rate of 1.10%, which is 10% below the Michigan state average of 1.22%.

The monthly property tax burden for a median-valued home in 49449 is approximately $259, which factors into escrow payments on mortgages. This ZIP code is located within Oceana County. This is $682 more than the Michigan average of $2,426/year.

Compared to similar ZIP codes in Michigan, 49449 has higher property taxes. ZIP codes with similar effective rates include 48426 (1.10%) and 48633 (1.10%).

In Pentwater, property taxes represent approximately 4.2% of the median household income of $74,286, providing context for the relative tax burden on homeowners in this area.

Under Proposal A, your purchase triggers a reassessment to market value; the prior owner's capped annual increases end with the sale. The Principle Residence Exemption (PRE) exempts primary residences from school operating taxes — submit your claim to the Oceana County Assessor by March 1 of the following year to activate the exemption. Contact the Oceana County Assessor's office before March 1 to request and file your PRE application, as missing the deadline costs you one full year of school tax savings.

Frequently Asked Questions

What is the property tax rate in ZIP code 49449?
The effective property tax rate in ZIP code 49449 (Pentwater, MI) is 1.10%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Pentwater, MI (49449)?
The median annual property tax payment in ZIP code 49449 is $3,108. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 49449 compare to the Michigan average?
ZIP code 49449's effective tax rate of 1.10% is lower than the Michigan state average of 1.22%. The median annual property tax in this ZIP is $3,108, compared to the state average of $2,426.
What is the median home value in ZIP 49449?
The median home value in ZIP code 49449 (Pentwater, MI) is $282,400, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 49449 in?
ZIP code 49449 is part of Oceana County in Michigan. For broader county-level property tax data, including comparisons with other counties in Michigan, visit the Oceana County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$341. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 49449 is part of Oceana County, Michigan. View the full county profile for broader context and more data.

View Oceana County on TaxByCounty →

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →