55108 Property Tax Rate
Saint Paul, Minnesota · Part of Ramsey County
Effective Tax Rate
1.30%
105.2% above state avgMedian Annual Tax
$4,733
$394/mo escrow
Estimate Your Tax
Annual Tax
$4,733
Monthly
$394
Eff. Rate
1.30%
Buyer decision brief
What ZIP 55108 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$394/mo
Based on median annual tax paid
State context
0.34 percentage points above the Minnesota average
Minnesota average: 0.96%
Data confidence
High confidenceThe Census margin of error is $346, about 7% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Ramsey County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 55108 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$346 tax MOE, 7% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Ramsey County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 55108
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $365,400, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.30%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Minnesota and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $394 per month before insurance, HOA dues, or special assessments.
Assessor verification
Ramsey County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 55108 Compares
Median Annual Property Tax
ZIP 55108
1.30%
Effective rate
Minnesota Avg
0.96%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Minnesota
Higher than 96% of ZIP codes in Minnesota(96th percentile, 849 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 55108
Property owners in ZIP code 55108 (Saint Paul, Minnesota) pay a median of $4,733/year in property taxes on homes valued at $365,400. This translates to an effective tax rate of 1.30%, which is 35% above the Minnesota state average of 0.96%.
The monthly property tax burden for a median-valued home in 55108 is approximately $394, which factors into escrow payments on mortgages. This ZIP code is located within Ramsey County. This is $2,427 more than the Minnesota average of $2,306/year.
Compared to similar ZIP codes in Minnesota, 55108 has higher property taxes. ZIP codes with similar effective rates include 56011 (1.29%) and 55427 (1.29%).
In Saint Paul, property taxes represent approximately 5.6% of the median household income of $84,583, providing context for the relative tax burden on homeowners in this area.
Minnesota's homestead classification reduces your taxable market value and applies a lower tax class rate to primary residences — Ramsey County's 1.39% effective rate is the state's highest, making homestead status critical to minimize your tax burden. The Homestead Credit, an income-based refund program, offsets property tax liability for qualifying households and is claimed on your Minnesota state income tax return. Contact the Ramsey County Assessor within 30 days of purchase to file your homestead designation and request a review of your assessed value.
Frequently Asked Questions
What is the property tax rate in ZIP code 55108?
How much are property taxes in Saint Paul, MN (55108)?
How does ZIP 55108 compare to the Minnesota average?
What is the median home value in ZIP 55108?
What county is ZIP code 55108 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$346. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 55108 is part of Ramsey County, Minnesota. View the full county profile for broader context and more data.
View Ramsey County on TaxByCounty →Explore Saint Paul, MN
View all 29 ZIP codes in Saint Paul with property tax comparisons.
View Saint Paul Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 55108
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
55115
Saint Paul, MN
0.26 percentage points lower than ZIP 55108.
Rate
1.04%
Tax
$4,991
Quality
94
55118
Saint Paul, MN
0.25 percentage points lower than ZIP 55108.
Rate
1.04%
Tax
$3,453
Quality
94
55120
Saint Paul, MN
0.44 percentage points lower than ZIP 55108.
Rate
0.86%
Tax
$4,147
Quality
94
55121
Saint Paul, MN
0.34 percentage points lower than ZIP 55108.
Rate
0.96%
Tax
$2,862
Quality
94
55122
Saint Paul, MN
0.36 percentage points lower than ZIP 55108.
Rate
0.94%
Tax
$3,221
Quality
94
55123
Saint Paul, MN
0.31 percentage points lower than ZIP 55108.
Rate
0.99%
Tax
$4,360
Quality
94
55124
Saint Paul, MN
0.31 percentage points lower than ZIP 55108.
Rate
0.98%
Tax
$3,476
Quality
94
55125
Saint Paul, MN
0.21 percentage points lower than ZIP 55108.
Rate
1.09%
Tax
$4,315
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.