Saint Paul, MN Property Tax Rates
Compare property tax rates across 29 ZIP codes in Saint Paul, Minnesota.
Avg Tax Rate
1.16%
Avg Annual Tax
$3,914
Avg Home Value
$340,017
ZIP Codes
29
Property Tax Overview: Saint Paul, MN
Saint Paul has 29 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 1.16%, which is 22% above the Minnesota average of 0.96%. Annual property taxes range from $4,147 (ZIP 55120) to $5,789 (ZIP 55116).
For a home at Saint Paul's median value of $340,017, property taxes add approximately $329/month to housing costs. Saint Paul home values are above the Minnesota median of $240,688, meaning the monthly tax impact is correspondingly higher.
Property tax rates within Saint Paul vary by 0.57 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
ZIP Codes in Saint Paul, MN
| ZIP Code | Effective Rate | Median Tax | Median Home Value |
|---|---|---|---|
| 55120 | 0.86% | $4,147 | $484,700 |
| 55122 | 0.94% | $3,221 | $342,700 |
| 55121 | 0.96% | $2,862 | $299,500 |
| 55124 | 0.98% | $3,476 | $354,200 |
| 55123 | 0.99% | $4,360 | $442,000 |
| 55128 | 0.99% | $2,968 | $300,700 |
| 55129 | 1.02% | $5,307 | $517,800 |
| 55115 | 1.04% | $4,991 | $481,900 |
| 55118 | 1.04% | $3,453 | $331,800 |
| 55110 | 1.08% | $3,761 | $347,100 |
| 55125 | 1.09% | $4,315 | $396,600 |
| 55130 | 1.10% | $2,421 | $220,300 |
| 55127 | 1.13% | $4,607 | $409,400 |
| 55117 | 1.14% | $3,004 | $262,700 |
| 55112 | 1.15% | $3,883 | $338,800 |
| 55107 | 1.16% | $3,024 | $259,900 |
| 55106 | 1.23% | $2,876 | $233,000 |
| 55126 | 1.24% | $4,553 | $366,400 |
| 55109 | 1.24% | $3,619 | $291,200 |
| 55113 | 1.25% | $4,156 | $331,200 |
| 55103 | 1.26% | $3,024 | $240,400 |
| 55104 | 1.26% | $3,665 | $290,900 |
| 55119 | 1.29% | $3,383 | $262,700 |
| 55108 | 1.30% | $4,733 | $365,400 |
| 55114 | 1.37% | $4,077 | $296,900 |
| 55102 | 1.38% | $3,868 | $280,400 |
| 55101 | 1.39% | $3,506 | $252,700 |
| 55105 | 1.42% | $6,457 | $453,300 |
| 55116 | 1.43% | $5,789 | $405,900 |
Saint Paul vs Minnesota Average
Effective Tax Rate
22% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Saint Paul, MN?
The average effective property tax rate in Saint Paul, Minnesota is 1.16%, based on 29 ZIP codes.
How much is property tax in Saint Paul, MN?
The average median annual property tax in Saint Paul is $3,914 per year, with a median home value of $340,017.
Which ZIP code in Saint Paul has the lowest property tax rate?
ZIP code 55120 has the lowest effective tax rate in Saint Paul at 0.86%, with a median annual tax of $4,147.
How many ZIP codes are in Saint Paul, MN?
Saint Paul, Minnesota has 29 ZIP codes with property tax data available.
Which ZIP code in Saint Paul has the highest property tax rate?
ZIP code 55116 has the highest effective tax rate in Saint Paul at 1.43%, with a median annual tax of $5,789.
How do Saint Paul property taxes compare to the Minnesota average?
Saint Paul's average effective rate of 1.16% is 22% above the Minnesota state average of 0.96%.
What factors affect property tax rates between ZIP codes in Saint Paul?
Property tax rate differences within Saint Paul are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Saint Paul Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Minnesota reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Saint Paul, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Ramsey County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.