Cape Girardeau, MO Property Tax Rates
Compare property tax rates across 2 ZIP codes in Cape Girardeau, Missouri.
Avg Tax Rate
0.75%
Avg Annual Tax
$1,246
Avg Home Value
$168,450
ZIP Codes
2
Property Tax Overview: Cape Girardeau, MO
Cape Girardeau has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.75%, which is 4% below the Missouri average of 0.78%. Annual property taxes range from $1,480 (ZIP 63701) to $1,012 (ZIP 63703).
For a home at Cape Girardeau's median value of $168,450, property taxes add approximately $105/month to housing costs. Cape Girardeau home values are close to the Missouri median of $175,936.
Property tax rates within Cape Girardeau vary by 0.09 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Cape Girardeau vs Missouri Average
Effective Tax Rate
4% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Cape Girardeau, MO?
The average effective property tax rate in Cape Girardeau, Missouri is 0.75%, based on 2 ZIP codes.
How much is property tax in Cape Girardeau, MO?
The average median annual property tax in Cape Girardeau is $1,246 per year, with a median home value of $168,450.
Which ZIP code in Cape Girardeau has the lowest property tax rate?
ZIP code 63701 has the lowest effective tax rate in Cape Girardeau at 0.71%, with a median annual tax of $1,480.
How many ZIP codes are in Cape Girardeau, MO?
Cape Girardeau, Missouri has 2 ZIP codes with property tax data available.
Which ZIP code in Cape Girardeau has the highest property tax rate?
ZIP code 63703 has the highest effective tax rate in Cape Girardeau at 0.80%, with a median annual tax of $1,012.
How do Cape Girardeau property taxes compare to the Missouri average?
Cape Girardeau's average effective rate of 0.75% is 4% below the Missouri state average of 0.78%.
What factors affect property tax rates between ZIP codes in Cape Girardeau?
Property tax rate differences within Cape Girardeau are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Cape Girardeau Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Missouri reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Cape Girardeau, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Cape Girardeau County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.