59105 Property Tax Rate
Billings, Montana · Part of Yellowstone County
Effective Tax Rate
0.83%
38.6% above state avgMedian Annual Tax
$2,613
$218/mo escrow
Estimate Your Tax
Annual Tax
$2,613
Monthly
$218
Eff. Rate
0.83%
Buyer decision brief
What ZIP 59105 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$218/mo
Based on median annual tax paid
State context
0.12 percentage points above the Montana average
Montana average: 0.71%
Data confidence
High confidenceThe Census margin of error is $89, about 3% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Yellowstone County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 59105 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$89 tax MOE, 3% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Yellowstone County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 59105
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $314,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.83%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Montana and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $218 per month before insurance, HOA dues, or special assessments.
Assessor verification
Yellowstone County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 59105 Compares
Median Annual Property Tax
ZIP 59105
0.83%
Effective rate
Montana Avg
0.71%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Montana
Higher than 72% of ZIP codes in Montana(72th percentile, 306 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 59105
Property owners in ZIP code 59105 (Billings, Montana) pay a median of $2,613/year in property taxes on homes valued at $314,900. This translates to an effective tax rate of 0.83%, which is 16% above the Montana state average of 0.71%.
The monthly property tax burden for a median-valued home in 59105 is approximately $218, which factors into escrow payments on mortgages. This ZIP code is located within Yellowstone County. This is $728 more than the Montana average of $1,885/year.
Compared to similar ZIP codes in Montana, 59105 has higher property taxes. ZIP codes with similar effective rates include 59248 (0.83%) and 59538 (0.83%).
In Billings, property taxes represent approximately 3.5% of the median household income of $74,572, providing context for the relative tax burden on homeowners in this area.
Montana reassesses all property at market value annually with no caps or carryover of prior assessed values for buyers. Yellowstone County offers a Homeowner Exemption of $3,600 off assessed value for primary residence owners and additional exemptions for seniors 65+ meeting residency requirements — apply with the Yellowstone County Assessor's office by June 1 annually. File your homeowner exemption application with the Yellowstone County Assessor before June 1 following your purchase to claim the exemption on that year's tax bill.
Frequently Asked Questions
What is the property tax rate in ZIP code 59105?
How much are property taxes in Billings, MT (59105)?
How does ZIP 59105 compare to the Montana average?
What is the median home value in ZIP 59105?
What county is ZIP code 59105 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$89. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 59105 is part of Yellowstone County, Montana. View the full county profile for broader context and more data.
View Yellowstone County on TaxByCounty →Explore Billings, MT
View all 4 ZIP codes in Billings with property tax comparisons.
View Billings Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 59105
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
59106
Billings, MT
0.02 percentage points lower than ZIP 59105.
Rate
0.81%
Tax
$3,913
Quality
96
59015
Broadview, MT
0.34 percentage points lower than ZIP 59105.
Rate
0.49%
Tax
$1,116
Quality
84
59002
Acton, MT
0.30 percentage points lower than ZIP 59105.
Rate
0.53%
Tax
$2,269
Quality
84
59044
Laurel, MT
0.14 percentage points lower than ZIP 59105.
Rate
0.69%
Tax
$2,190
Quality
89
59037
Huntley, MT
0.12 percentage points lower than ZIP 59105.
Rate
0.71%
Tax
$2,317
Quality
84
59079
Shepherd, MT
0.11 percentage points lower than ZIP 59105.
Rate
0.72%
Tax
$2,533
Quality
84
59024
Custer, MT
0.11 percentage points lower than ZIP 59105.
Rate
0.72%
Tax
$1,381
Quality
84
59052
Mc Leod, MT
0.51 percentage points lower than ZIP 59105.
Rate
0.32%
Tax
$4,348
Quality
69
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.