59912 Property Tax Rate
Columbia Falls, Montana · Part of Flathead County
Effective Tax Rate
0.59%
36.2% above state avgMedian Annual Tax
$2,568
$214/mo escrow
Estimate Your Tax
Annual Tax
$2,568
Monthly
$214
Eff. Rate
0.59%
Buyer decision brief
What ZIP 59912 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$214/mo
Based on median annual tax paid
State context
0.13 percentage points below the Montana average
Montana average: 0.71%
Data confidence
High confidenceThe Census margin of error is $135, about 5% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Flathead County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 59912 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$135 tax MOE, 5% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Flathead County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 59912
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $438,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.59%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Montana and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $214 per month before insurance, HOA dues, or special assessments.
Assessor verification
Flathead County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 59912 Compares
Median Annual Property Tax
ZIP 59912
0.59%
Effective rate
Montana Avg
0.71%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Montana
Lower than 62% of ZIP codes in Montana(38th percentile, 306 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 59912
Property owners in ZIP code 59912 (Columbia Falls, Montana) pay a median of $2,568/year in property taxes on homes valued at $438,000. This translates to an effective tax rate of 0.59%, which is 18% below the Montana state average of 0.71%.
The monthly property tax burden for a median-valued home in 59912 is approximately $214, which factors into escrow payments on mortgages. This ZIP code is located within Flathead County. This is $683 more than the Montana average of $1,885/year.
Compared to similar ZIP codes in Montana, 59912 has lower property taxes. ZIP codes with similar effective rates include 59333 (0.59%) and 59069 (0.58%).
In Columbia Falls, property taxes represent approximately 3.5% of the median household income of $73,515, providing context for the relative tax burden on homeowners in this area.
Montana reassesses all property annually at market value with no cap on increases, so your tax bill may rise each year based on market conditions. Flathead County offers Senior Homestead Exemptions (65+ owners, one-year occupancy requirement) and disabled exemptions—confirm your eligibility with the Flathead County Assessor. Submit your exemption application to the Flathead County Assessor within 30 days of closing to apply the exemption to your first tax year.
Frequently Asked Questions
What is the property tax rate in ZIP code 59912?
How much are property taxes in Columbia Falls, MT (59912)?
How does ZIP 59912 compare to the Montana average?
What is the median home value in ZIP 59912?
What county is ZIP code 59912 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$135. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 59912 is part of Flathead County, Montana. View the full county profile for broader context and more data.
View Flathead County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 59912
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
59913
Coram, MT
0.24 percentage points lower than ZIP 59912.
Rate
0.35%
Tax
$1,857
Quality
91
59927
Olney, MT
0.22 percentage points lower than ZIP 59912.
Rate
0.37%
Tax
$1,953
Quality
80
59920
Kila, MT
0.19 percentage points lower than ZIP 59912.
Rate
0.40%
Tax
$2,669
Quality
91
59936
West Glacier, MT
0.11 percentage points lower than ZIP 59912.
Rate
0.47%
Tax
$2,660
Quality
86
59937
Whitefish, MT
0.09 percentage points lower than ZIP 59912.
Rate
0.50%
Tax
$3,259
Quality
91
59916
Essex, MT
0.02 percentage points lower than ZIP 59912.
Rate
0.57%
Tax
$2,054
Quality
86
59052
Mc Leod, MT
0.26 percentage points lower than ZIP 59912.
Rate
0.32%
Tax
$4,348
Quality
69
59931
Rollins, MT
0.20 percentage points lower than ZIP 59912.
Rate
0.39%
Tax
$3,920
Quality
69
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.