69345 Property Tax Rate
Harrisburg, Nebraska · Part of Banner County
Effective Tax Rate
1.63%
2.8% below state avgMedian Annual Tax
$2,219
$185/mo escrow
Estimate Your Tax
Annual Tax
$2,219
Monthly
$185
Eff. Rate
1.63%
Buyer decision brief
What ZIP 69345 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$185/mo
Based on median annual tax paid
State context
0.31 percentage points above the Nebraska average
Nebraska average: 1.32%
Data confidence
Use cautionThe Census margin of error is $923, about 42% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Banner County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 69345 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
High margin of error
$923 tax MOE, 42% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Banner County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 69345
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $136,100, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.63%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Nebraska and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $185 per month before insurance, HOA dues, or special assessments.
Assessor verification
Banner County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 69345 Compares
Median Annual Property Tax
ZIP 69345
1.63%
Effective rate
Nebraska Avg
1.32%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Nebraska
Higher than 86% of ZIP codes in Nebraska(86th percentile, 522 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 69345
Property owners in ZIP code 69345 (Harrisburg, Nebraska) pay a median of $2,219/year in property taxes on homes valued at $136,100. This translates to an effective tax rate of 1.63%, which is 24% above the Nebraska state average of 1.32%.
The monthly property tax burden for a median-valued home in 69345 is approximately $185, which factors into escrow payments on mortgages. This ZIP code is located within Banner County.
Compared to similar ZIP codes in Nebraska, 69345 has higher property taxes. ZIP codes with similar effective rates include 68516 (1.63%) and 68522 (1.63%).
In Harrisburg, property taxes represent approximately 2.9% of the median household income of $75,938, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 69345, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Banner County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 69345?
How much are property taxes in Harrisburg, NE (69345)?
How does ZIP 69345 compare to the Nebraska average?
What is the median home value in ZIP 69345?
What county is ZIP code 69345 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$923. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 69345 is part of Banner County, Nebraska. View the full county profile for broader context and more data.
View Banner County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 69345
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
68532
Lincoln, NE
0.24 percentage points lower than ZIP 69345.
Rate
1.39%
Tax
$7,694
Quality
94
68523
Lincoln, NE
0.18 percentage points lower than ZIP 69345.
Rate
1.45%
Tax
$7,274
Quality
94
68517
Lincoln, NE
0.39 percentage points lower than ZIP 69345.
Rate
1.24%
Tax
$6,169
Quality
89
68461
Walton, NE
0.15 percentage points lower than ZIP 69345.
Rate
1.48%
Tax
$7,182
Quality
74
68527
Lincoln, NE
0.18 percentage points lower than ZIP 69345.
Rate
1.45%
Tax
$6,991
Quality
94
68064
Valley, NE
0.23 percentage points lower than ZIP 69345.
Rate
1.40%
Tax
$6,653
Quality
77
68058
South Bend, NE
0.56 percentage points lower than ZIP 69345.
Rate
1.07%
Tax
$5,063
Quality
71
68531
Lincoln, NE
$324,800 higher median home value than ZIP 69345.
Rate
1.66%
Tax
$7,644
Quality
83
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.