89408 Property Tax Rate
Fernley, Nevada · Part of Churchill County
Effective Tax Rate
0.59%
2.8% above state avgMedian Annual Tax
$2,083
$174/mo escrow
Estimate Your Tax
Annual Tax
$2,083
Monthly
$174
Eff. Rate
0.59%
How ZIP 89408 Compares
Median Annual Property Tax
ZIP 89408
0.59%
Effective rate
Nevada Avg
0.52%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Nevada
Higher than 82% of ZIP codes in Nevada(82th percentile, 145 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 89408
Property owners in ZIP code 89408 (Fernley, Nevada) pay a median of $2,083/year in property taxes on homes valued at $352,600. This translates to an effective tax rate of 0.59%, which is 13% above the Nevada state average of 0.52%.
The monthly property tax burden for a median-valued home in 89408 is approximately $174, which factors into escrow payments on mortgages. This ZIP code is located within Churchill County.
Compared to similar ZIP codes in Nevada, 89408 has lower property taxes. ZIP codes with similar effective rates include 89149 (0.59%) and 89501 (0.59%).
In Fernley, property taxes represent approximately 2.4% of the median household income of $87,723, providing context for the relative tax burden on homeowners in this area.
Nevada's flat 35% assessment ratio applies with no cap at sale, meaning your assessed value will be recalculated at 35% of your purchase price upon closing. Churchill County offers Senior Citizen and Disabled Person exemptions for owner-occupied primary residences — contact the Churchill County Assessor at (775) 423-6028 to apply and learn your potential annual savings. File your exemption application with the Churchill County Assessor within 30 days of purchase to apply the relief to your first tax assessment.
Frequently Asked Questions
What is the property tax rate in ZIP code 89408?
How much are property taxes in Fernley, NV (89408)?
How does ZIP 89408 compare to the Nevada average?
What is the median home value in ZIP 89408?
What county is ZIP code 89408 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$128. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 89408 is part of Churchill County, Nevada. View the full county profile for broader context and more data.
View Churchill County on TaxByCounty →Similar ZIP Codes in Nevada
89149
+0.00%Las Vegas
0.59%
$2,929/yr
89501
-0.00%Reno
0.59%
$2,231/yr
89085
+0.01%North Las Vegas
0.60%
$2,743/yr
89161
+0.01%Las Vegas
0.60%
$2,732/yr
89044
-0.01%Henderson
0.58%
$3,122/yr
89815
-0.01%Spring Creek
0.58%
$1,802/yr
89439
+0.01%Verdi
0.61%
$4,619/yr
89134
-0.01%Las Vegas
0.58%
$2,592/yr
89113
-0.02%Las Vegas
0.58%
$2,668/yr
89027
-0.02%Mesquite
0.57%
$1,954/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.