89408 Property Tax Rate

Fernley, Nevada · Part of Churchill County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

0.59%

2.8% above state avg

Median Annual Tax

$2,083

$174/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$2,083

Monthly

$174

Eff. Rate

0.59%

vs. Nevada Avg2.8% above
vs. National Avg22.6% below

How ZIP 89408 Compares

Median Annual Property Tax

ZIP 89408$2,083
Nevada Average$2,027
National Average$2,690

ZIP 89408

0.59%

Effective rate

Nevada Avg

0.52%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Nevada

0.19%state avg 0.52%1.60%

Higher than 82% of ZIP codes in Nevada(82th percentile, 145 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 89408

Property owners in ZIP code 89408 (Fernley, Nevada) pay a median of $2,083/year in property taxes on homes valued at $352,600. This translates to an effective tax rate of 0.59%, which is 13% above the Nevada state average of 0.52%.

The monthly property tax burden for a median-valued home in 89408 is approximately $174, which factors into escrow payments on mortgages. This ZIP code is located within Churchill County.

Compared to similar ZIP codes in Nevada, 89408 has lower property taxes. ZIP codes with similar effective rates include 89149 (0.59%) and 89501 (0.59%).

In Fernley, property taxes represent approximately 2.4% of the median household income of $87,723, providing context for the relative tax burden on homeowners in this area.

Nevada's flat 35% assessment ratio applies with no cap at sale, meaning your assessed value will be recalculated at 35% of your purchase price upon closing. Churchill County offers Senior Citizen and Disabled Person exemptions for owner-occupied primary residences — contact the Churchill County Assessor at (775) 423-6028 to apply and learn your potential annual savings. File your exemption application with the Churchill County Assessor within 30 days of purchase to apply the relief to your first tax assessment.

Frequently Asked Questions

What is the property tax rate in ZIP code 89408?
The effective property tax rate in ZIP code 89408 (Fernley, NV) is 0.59%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Fernley, NV (89408)?
The median annual property tax payment in ZIP code 89408 is $2,083. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 89408 compare to the Nevada average?
ZIP code 89408's effective tax rate of 0.59% is higher than the Nevada state average of 0.52%. The median annual property tax in this ZIP is $2,083, compared to the state average of $2,027.
What is the median home value in ZIP 89408?
The median home value in ZIP code 89408 (Fernley, NV) is $352,600, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 89408 in?
ZIP code 89408 is part of Churchill County in Nevada. For broader county-level property tax data, including comparisons with other counties in Nevada, visit the Churchill County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$128. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 89408 is part of Churchill County, Nevada. View the full county profile for broader context and more data.

View Churchill County on TaxByCounty →
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →