89431 Property Tax Rate
Sparks, Nevada · Part of Washoe County
Effective Tax Rate
0.32%
47% below state avgMedian Annual Tax
$1,075
$90/mo escrow
Estimate Your Tax
Annual Tax
$1,075
Monthly
$90
Eff. Rate
0.32%
Buyer decision brief
What ZIP 89431 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$90/mo
Based on median annual tax paid
State context
0.20 percentage points below the Nevada average
Nevada average: 0.52%
Data confidence
High confidenceThe Census margin of error is $114, about 11% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Washoe County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 89431 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$114 tax MOE, 11% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Washoe County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 89431
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $332,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.32%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Nevada and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $90 per month before insurance, HOA dues, or special assessments.
Assessor verification
Washoe County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 89431 Compares
Median Annual Property Tax
ZIP 89431
0.32%
Effective rate
Nevada Avg
0.52%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Nevada
Lower than 94% of ZIP codes in Nevada(6th percentile, 145 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 89431
Property owners in ZIP code 89431 (Sparks, Nevada) pay a median of $1,075/year in property taxes on homes valued at $332,000. This translates to an effective tax rate of 0.32%, which is 38% below the Nevada state average of 0.52%.
The monthly property tax burden for a median-valued home in 89431 is approximately $90, which factors into escrow payments on mortgages. This ZIP code is located within Washoe County. This is $952 less than the Nevada average of $2,027/year.
Compared to similar ZIP codes in Nevada, 89431 has lower property taxes. ZIP codes with similar effective rates include 89429 (0.34%) and 89104 (0.31%).
In Sparks, property taxes represent approximately 1.7% of the median household income of $64,496, providing context for the relative tax burden on homeowners in this area.
Nevada's 35% assessment ratio applies uniformly with full reassessment at sale, meaning your assessed value will reset to 35% of your purchase price regardless of what the prior owner paid. Washoe County offers Senior Citizen, Disabled Person, and surviving spouse exemptions on primary residences — contact the Washoe County Assessor at (775) 328-2650 to apply and confirm your eligibility and potential tax reduction. File for your exemption with the Washoe County Assessor within 30 days of closing to prevent overpayment on your first tax bill.
Frequently Asked Questions
What is the property tax rate in ZIP code 89431?
How much are property taxes in Sparks, NV (89431)?
How does ZIP 89431 compare to the Nevada average?
What is the median home value in ZIP 89431?
What county is ZIP code 89431 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$114. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 89431 is part of Washoe County, Nevada. View the full county profile for broader context and more data.
View Washoe County on TaxByCounty →Explore Sparks, NV
View all 4 ZIP codes in Sparks with property tax comparisons.
View Sparks Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 89431
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
89434
Sparks, NV
$107,000 higher median home value than ZIP 89431.
Rate
0.42%
Tax
$1,857
Quality
89
89433
Sun Valley, NV
0.03 percentage points lower than ZIP 89431.
Rate
0.29%
Tax
$942
Quality
89
89512
Reno, NV
0.02 percentage points lower than ZIP 89431.
Rate
0.31%
Tax
$983
Quality
96
89503
Reno, NV
0.01 percentage points lower than ZIP 89431.
Rate
0.31%
Tax
$1,368
Quality
101
89402
Crystal Bay, NV
$1,668,001 higher median home value than ZIP 89431.
Rate
0.50%
Tax
$10,001
Quality
75
89413
Glenbrook, NV
$1,668,001 higher median home value than ZIP 89431.
Rate
0.47%
Tax
$9,484
Quality
72
89448
Zephyr Cove, NV
$1,004,500 higher median home value than ZIP 89431.
Rate
0.38%
Tax
$5,082
Quality
77
89451
Incline Village, NV
$992,900 higher median home value than ZIP 89431.
Rate
0.48%
Tax
$6,330
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.