12770 Property Tax Rate

Property owners in ZIP code 12770 (Pond Eddy, New York) pay a median of $4,439/year in property taxes on homes valued at $350,000. This translates to an effective tax rate of 1.27%, which is 31% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12770 is approximately $370, which factors into escrow payments on mortgages. This ZIP code is located within Sullivan County. This is $813 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12770 has higher property taxes. ZIP codes with similar effective rates include 12989 (1.27%) and 12846 (1.27%).

In Pond Eddy, property taxes represent approximately 4.2% of the median household income of $106,202, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Sullivan County assessments are revalued independently at set intervals with no automatic adjustment at purchase. Households earning ≤$500,000 should enroll in STAR (School Tax Relief) through the Sullivan County Assessor—this program reduces school taxes by $500–$800 annually for most homeowners. Submit your STAR application by March 15 following your purchase to qualify for the current school year.