14304 Property Tax Rate

Property owners in ZIP code 14304 (Niagara Falls, New York) pay a median of $3,559/year in property taxes on homes valued at $151,500. This translates to an effective tax rate of 2.35%, which is 27% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 14304 is approximately $297, which factors into escrow payments on mortgages. This ZIP code is located within Niagara County. This is $1,693 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 14304 has lower property taxes. ZIP codes with similar effective rates include 13037 (2.35%) and 13365 (2.35%).

In Niagara Falls, property taxes represent approximately 5.5% of the median household income of $64,756, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; reassessment occurs on a schedule determined by your town assessor within Niagara County. Niagara County primary residence owners earning under $500,000 should apply for STAR (School Tax Relief) immediately, as the program reduces school tax liability by exempting a portion of assessed value — typically saving $300–$800/year. Submit your STAR application to your town assessor or the Niagara County Assessor's office by the March 1 deadline.