14512 Property Tax Rate

Property owners in ZIP code 14512 (Naples, New York) pay a median of $3,703/year in property taxes on homes valued at $172,000. This translates to an effective tax rate of 2.15%, which is 17% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 14512 is approximately $309, which factors into escrow payments on mortgages. This ZIP code is located within Ontario County. This is $1,549 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 14512 has lower property taxes. ZIP codes with similar effective rates include 13433 (2.15%) and 14085 (2.15%).

In Naples, property taxes represent approximately 5.3% of the median household income of $69,808, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Ontario County reassessments are conducted by town assessors at intervals set locally, typically every 5–8 years. Ontario County homebuyers with primary residences and household income under $500,000 should immediately apply for STAR (School Tax Relief), which exempts a portion of assessed value from school taxes and can save $500–$1,200/year given the higher median home value. File your STAR application with the Ontario County Assessor's office by March 1.