14812 Property Tax Rate

Property owners in ZIP code 14812 (Beaver Dams, New York) pay a median of $3,210/year in property taxes on homes valued at $120,200. This translates to an effective tax rate of 2.67%, which is 45% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 14812 is approximately $268, which factors into escrow payments on mortgages. This ZIP code is located within Schuyler County. This is $2,042 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 14812 has higher property taxes. ZIP codes with similar effective rates include 13082 (2.67%) and 13669 (2.67%).

In Beaver Dams, property taxes represent approximately 5.5% of the median household income of $58,516, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Schuyler County reassessments are conducted by town assessors on schedules determined locally. Schuyler County primary residence owners with household income under $500,000 should apply for STAR (School Tax Relief) immediately, as the program exempts a portion of assessed value from school taxes and saves $200–$500/year. File your STAR application with the Schuyler County Assessor's office by March 1 to activate benefits.