14860 Property Tax Rate

Property owners in ZIP code 14860 (Lodi, New York) pay a median of $2,922/year in property taxes on homes valued at $152,800. This translates to an effective tax rate of 1.91%, which is 4% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 14860 is approximately $244, which factors into escrow payments on mortgages. This ZIP code is located within Seneca County. This is $2,330 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 14860 has lower property taxes. ZIP codes with similar effective rates include 13734 (1.91%) and 13476 (1.91%).

In Lodi, property taxes represent approximately 3.9% of the median household income of $75,500, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Seneca County reassesses on a periodic schedule with no reset protection when you purchase. File for STAR (School Tax Relief) with the Seneca County Assessor if household income is ≤$500,000—this program saves eligible homeowners $300–$450/year on school taxes. Submit your application by March 15 following your purchase and request your initial assessment from the county assessor.