45836 Property Tax Rate

Property owners in ZIP code 45836 (Dunkirk, Ohio) pay a median of $1,540/year in property taxes on homes valued at $115,700. This translates to an effective tax rate of 1.33%, which is 7% above the Ohio state average of 1.24%.

The monthly property tax burden for a median-valued home in 45836 is approximately $128, which factors into escrow payments on mortgages. This ZIP code is located within Hardin County. This is $764 less than the Ohio average of $2,304/year.

Compared to similar ZIP codes in Ohio, 45836 has higher property taxes. ZIP codes with similar effective rates include 45065 (1.33%) and 44647 (1.33%).

In Dunkirk, property taxes represent approximately 2.6% of the median household income of $58,508, providing context for the relative tax burden on homeowners in this area.

Ohio reassesses property at each sale, with the county auditor conducting triennial revaluations for existing owners; your purchase price becomes the new assessed value. Hardin County homeowners receive a 2.5% Owner-Occupancy Credit on primary residences (approximately $54 annual savings on the median home), and seniors 65+ or disabled can claim the Homestead Exemption for additional tax relief. File your homestead application with the Hardin County Auditor before your first tax bill to lock in both benefits.