Chambersburg, PA Property Tax Rates
Compare property tax rates across 2 ZIP codes in Chambersburg, Pennsylvania.
Avg Tax Rate
1.13%
Avg Annual Tax
$2,622
Avg Home Value
$232,250
ZIP Codes
2
Property Tax Overview: Chambersburg, PA
Chambersburg has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 1.13%, which is 16% below the Pennsylvania average of 1.34%. Annual property taxes range from $2,831 (ZIP 17202) to $2,413 (ZIP 17201).
For a home at Chambersburg's median value of $232,250, property taxes add approximately $219/month to housing costs. Chambersburg home values are close to the Pennsylvania median of $214,820.
Property tax rates within Chambersburg vary by 0.07 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Chambersburg vs Pennsylvania Average
Effective Tax Rate
16% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Chambersburg, PA?
The average effective property tax rate in Chambersburg, Pennsylvania is 1.13%, based on 2 ZIP codes.
How much is property tax in Chambersburg, PA?
The average median annual property tax in Chambersburg is $2,622 per year, with a median home value of $232,250.
Which ZIP code in Chambersburg has the lowest property tax rate?
ZIP code 17202 has the lowest effective tax rate in Chambersburg at 1.10%, with a median annual tax of $2,831.
How many ZIP codes are in Chambersburg, PA?
Chambersburg, Pennsylvania has 2 ZIP codes with property tax data available.
Which ZIP code in Chambersburg has the highest property tax rate?
ZIP code 17201 has the highest effective tax rate in Chambersburg at 1.17%, with a median annual tax of $2,413.
How do Chambersburg property taxes compare to the Pennsylvania average?
Chambersburg's average effective rate of 1.13% is 16% below the Pennsylvania state average of 1.34%.
What factors affect property tax rates between ZIP codes in Chambersburg?
Property tax rate differences within Chambersburg are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Chambersburg Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Pennsylvania reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Chambersburg, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Other Cities in Pennsylvania
Looking for county-level property tax data? View Franklin County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.