Philadelphia, PA Property Tax Rates

Compare property tax rates across 47 ZIP codes in Philadelphia, Pennsylvania.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

0.88%

Avg Annual Tax

$2,529

Avg Home Value

$280,532

ZIP Codes

47

Property Tax Overview: Philadelphia, PA

Philadelphia has 47 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.88%, which is 34% below the Pennsylvania average of 1.34%. Annual property taxes range from $1,299 (ZIP 19121) to $4,878 (ZIP 19102).

For a home at Philadelphia's median value of $280,532, property taxes add approximately $207/month to housing costs. Philadelphia home values are above the Pennsylvania median of $214,820, meaning the monthly tax impact is correspondingly higher.

Property tax rates within Philadelphia vary by 0.66 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in Philadelphia, PA

ZIP CodeEffective RateMedian TaxMedian Home Value
191210.52%$1,299$250,100
191040.61%$1,646$268,200
191220.63%$2,147$341,000
191460.66%$2,972$452,200
191250.67%$2,517$373,600
191230.68%$3,702$544,700
191450.74%$2,147$290,100
191400.77%$776$101,100
191430.77%$1,168$152,000
191390.78%$928$118,700
191480.78%$2,328$296,800
191440.79%$1,769$224,600
191310.81%$1,330$163,900
191330.81%$692$85,100
191530.82%$1,622$198,700
191380.82%$1,372$167,300
191320.82%$601$73,000
191350.84%$1,530$182,900
191260.84%$1,796$214,300
191500.84%$1,903$225,400
191240.86%$1,338$155,000
191190.88%$2,859$326,600
191490.88%$1,744$198,200
191410.89%$1,278$143,400
191470.89%$4,681$524,900
191360.89%$1,919$215,000
191510.90%$1,632$181,200
191370.91%$1,931$212,700
191200.91%$1,303$143,500
191280.95%$3,146$330,800
191540.95%$2,620$274,400
191340.97%$1,234$127,500
191140.97%$2,682$276,400
191520.97%$2,630$270,000
191060.98%$5,207$528,700
191111.00%$2,434$244,000
191151.00%$3,302$330,500
191301.00%$4,842$483,500
191161.01%$3,251$321,400
191181.03%$7,080$688,000
191421.04%$1,144$110,400
191291.04%$3,098$297,400
191071.06%$4,813$452,500
191271.09%$3,255$298,900
191031.11%$6,149$551,700
191081.15%$4,167$362,500
191021.18%$4,878$412,200

Philadelphia vs Pennsylvania Average

Effective Tax Rate

Philadelphia0.88%
Pennsylvania Avg1.34%

34% below state average

Annual Property Tax

Philadelphia$2,529
Pennsylvania Avg$2,804

Median Home Value

Philadelphia$280,532
Pennsylvania Avg$214,820

Frequently Asked Questions

What is the average property tax rate in Philadelphia, PA?

The average effective property tax rate in Philadelphia, Pennsylvania is 0.88%, based on 47 ZIP codes.

How much is property tax in Philadelphia, PA?

The average median annual property tax in Philadelphia is $2,529 per year, with a median home value of $280,532.

Which ZIP code in Philadelphia has the lowest property tax rate?

ZIP code 19121 has the lowest effective tax rate in Philadelphia at 0.52%, with a median annual tax of $1,299.

How many ZIP codes are in Philadelphia, PA?

Philadelphia, Pennsylvania has 47 ZIP codes with property tax data available.

Which ZIP code in Philadelphia has the highest property tax rate?

ZIP code 19102 has the highest effective tax rate in Philadelphia at 1.18%, with a median annual tax of $4,878.

How do Philadelphia property taxes compare to the Pennsylvania average?

Philadelphia's average effective rate of 0.88% is 34% below the Pennsylvania state average of 1.34%.

What factors affect property tax rates between ZIP codes in Philadelphia?

Property tax rate differences within Philadelphia are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Philadelphia Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Pennsylvania reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Philadelphia, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Philadelphia County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →