West Chester, PA Property Tax Rates

Compare property tax rates across 2 ZIP codes in West Chester, Pennsylvania.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

1.06%

Avg Annual Tax

$5,707

Avg Home Value

$536,400

ZIP Codes

2

Property Tax Overview: West Chester, PA

West Chester has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 1.06%, which is 21% below the Pennsylvania average of 1.34%. Annual property taxes range from $5,454 (ZIP 19380) to $5,959 (ZIP 19382).

For a home at West Chester's median value of $536,400, property taxes add approximately $475/month to housing costs. West Chester home values are above the Pennsylvania median of $214,820, meaning the monthly tax impact is correspondingly higher.

Property tax rates within West Chester vary by 0.07 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in West Chester, PA

ZIP CodeEffective RateMedian TaxMedian Home Value
193801.03%$5,454$530,400
193821.10%$5,959$542,400

West Chester vs Pennsylvania Average

Effective Tax Rate

West Chester1.06%
Pennsylvania Avg1.34%

21% below state average

Annual Property Tax

West Chester$5,707
Pennsylvania Avg$2,804

Median Home Value

West Chester$536,400
Pennsylvania Avg$214,820

Frequently Asked Questions

What is the average property tax rate in West Chester, PA?

The average effective property tax rate in West Chester, Pennsylvania is 1.06%, based on 2 ZIP codes.

How much is property tax in West Chester, PA?

The average median annual property tax in West Chester is $5,707 per year, with a median home value of $536,400.

Which ZIP code in West Chester has the lowest property tax rate?

ZIP code 19380 has the lowest effective tax rate in West Chester at 1.03%, with a median annual tax of $5,454.

How many ZIP codes are in West Chester, PA?

West Chester, Pennsylvania has 2 ZIP codes with property tax data available.

Which ZIP code in West Chester has the highest property tax rate?

ZIP code 19382 has the highest effective tax rate in West Chester at 1.10%, with a median annual tax of $5,959.

How do West Chester property taxes compare to the Pennsylvania average?

West Chester's average effective rate of 1.06% is 21% below the Pennsylvania state average of 1.34%.

What factors affect property tax rates between ZIP codes in West Chester?

Property tax rate differences within West Chester are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for West Chester Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Pennsylvania reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within West Chester, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Chester County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →