Charlestown, RI Property Tax Rates
Compare property tax rates across 1 ZIP code in Charlestown, Rhode Island.
Avg Tax Rate
0.72%
Avg Annual Tax
$3,357
Avg Home Value
$467,700
ZIP Codes
1
Property Tax Overview: Charlestown, RI
Charlestown has 1 ZIP code with property tax data. The average effective tax rate across these ZIPs is 0.72%, which is 44% below the Rhode Island average of 1.29%.
For a home at Charlestown's median value of $467,700, property taxes add approximately $280/month to housing costs. Charlestown home values are above the Rhode Island median of $410,501, meaning the monthly tax impact is correspondingly higher.
ZIP Codes in Charlestown, RI
| ZIP Code | Effective Rate | Median Tax | Median Home Value |
|---|---|---|---|
| 02813 | 0.72% | $3,357 | $467,700 |
Charlestown vs Rhode Island Average
Effective Tax Rate
44% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Charlestown, RI?
The average effective property tax rate in Charlestown, Rhode Island is 0.72%, based on 1 ZIP code.
How much is property tax in Charlestown, RI?
The average median annual property tax in Charlestown is $3,357 per year, with a median home value of $467,700.
Which ZIP code in Charlestown has the lowest property tax rate?
ZIP code 02813 has the lowest effective tax rate in Charlestown at 0.72%, with a median annual tax of $3,357.
How many ZIP codes are in Charlestown, RI?
Charlestown, Rhode Island has 1 ZIP code with property tax data available.
Which ZIP code in Charlestown has the highest property tax rate?
ZIP code 02813 has the highest effective tax rate in Charlestown at 0.72%, with a median annual tax of $3,357.
How do Charlestown property taxes compare to the Rhode Island average?
Charlestown's average effective rate of 0.72% is 44% below the Rhode Island state average of 1.29%.
What factors affect property tax rates between ZIP codes in Charlestown?
Property tax rate differences within Charlestown are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Charlestown Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Rhode Island reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Charlestown, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Other Cities in Rhode Island
Looking for county-level property tax data? View Washington County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.