76513 Property Tax Rate

Property owners in ZIP code 76513 (Belton, Texas) pay a median of $4,207/year in property taxes on homes valued at $260,200. This translates to an effective tax rate of 1.62%, which is 19% above the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 76513 is approximately $351, which factors into escrow payments on mortgages. This ZIP code is located within Bell County. This is $1,076 more than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 76513 has higher property taxes. ZIP codes with similar effective rates include 76247 (1.62%) and 76354 (1.62%).

In Belton, property taxes represent approximately 5.1% of the median household income of $82,366, providing context for the relative tax burden on homeowners in this area.

Texas caps annual appraisal increases at 10% for homestead properties, but this cap only applies once you file — submit your Homestead Exemption application to the Bell County Appraisal District by April 30 of the year following purchase. The exemption removes a portion of assessed value from school and county taxes, saving most homeowners $400–$700/year on a median $151,000 property. File your exemption with the Bell County Assessor right after closing and watch for your Notice of Appraised Value in January to verify the homestead cap is applied.