76832 Property Tax Rate

Property owners in ZIP code 76832 (Cherokee, Texas) pay a median of $1,919/year in property taxes on homes valued at $147,900. This translates to an effective tax rate of 1.30%, which is 4% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 76832 is approximately $160, which factors into escrow payments on mortgages. This ZIP code is located within San Saba County. This is $1,212 less than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 76832 has lower property taxes. ZIP codes with similar effective rates include 76240 (1.30%) and 76621 (1.30%).

Texas imposes no state income tax and applies a 10% annual cap on homestead appraised value increases — file your Homestead Exemption application with the San Saba County Appraisal District by April 30 of the year following purchase to lock in this protection. The exemption removes assessed value from school and county taxes, typically saving homeowners $400–$600/year on a median $147,900 home. Contact the San Saba County Assessor immediately after closing to verify your homestead designation and note the April 30 filing deadline.