77962 Property Tax Rate

Property owners in ZIP code 77962 (Ganado, Texas) pay a median of $3,167/year in property taxes on homes valued at $228,300. This translates to an effective tax rate of 1.39%, which is near the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 77962 is approximately $264, which factors into escrow payments on mortgages. This ZIP code is located within Jackson County.

Compared to similar ZIP codes in Texas, 77962 has higher property taxes. ZIP codes with similar effective rates include 76305 (1.39%) and 78578 (1.39%).

In Ganado, property taxes represent approximately 5.2% of the median household income of $60,875, providing context for the relative tax burden on homeowners in this area.

Texas applies a 10% annual cap on homestead appraisal increases, but reassessment to market value occurs at sale—file your Homestead Exemption application with the Jackson County Appraisal District by April 30 of the year following closing to activate the growth cap. With Jackson County's effective rate of 1.27%, the exemption provides meaningful savings by reducing assessed value subject to school and county levies, typically $600–$1,000 per year. Contact the Jackson County Appraisal District immediately after purchase to verify your exemption status and establish your base year value.