78266 Property Tax Rate
San Antonio, Texas · Part of Comal County
Effective Tax Rate
1.36%
141.2% above state avgMedian Annual Tax
$7,551
$629/mo escrow
Estimate Your Tax
Annual Tax
$7,551
Monthly
$629
Eff. Rate
1.36%
Buyer decision brief
What ZIP 78266 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$629/mo
Based on median annual tax paid
State context
0.01 percentage points above the Texas average
Texas average: 1.35%
Data confidence
High confidenceThe Census margin of error is $887, about 12% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Comal County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 78266 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$887 tax MOE, 12% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Comal County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 78266
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $553,200, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.36%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Texas and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $629 per month before insurance, HOA dues, or special assessments.
Assessor verification
Comal County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 78266 Compares
Median Annual Property Tax
ZIP 78266
1.36%
Effective rate
Texas Avg
1.35%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Texas
Higher than 51% of ZIP codes in Texas(51th percentile, 1,654 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 78266
Property owners in ZIP code 78266 (San Antonio, Texas) pay a median of $7,551/year in property taxes on homes valued at $553,200. This translates to an effective tax rate of 1.36%, which is near the Texas state average of 1.35%.
The monthly property tax burden for a median-valued home in 78266 is approximately $629, which factors into escrow payments on mortgages. This ZIP code is located within Comal County. This is $4,420 more than the Texas average of $3,131/year.
Compared to similar ZIP codes in Texas, 78266 has higher property taxes. ZIP codes with similar effective rates include 78101 (1.36%) and 78650 (1.37%).
In San Antonio, property taxes represent approximately 5.7% of the median household income of $132,470, providing context for the relative tax burden on homeowners in this area.
Texas applies no cap on appraised value for new purchases — the Comal County Appraisal District will reassess your property at market value upon closing, and this new value becomes your baseline for taxes. File your Homestead Exemption application with the Comal County Appraisal District by April 30 of the year after purchase; for a home valued around $469,500, this exemption typically saves $600–$1,500/year on school and local taxes depending on your school district's exemption amount. Confirm receipt of your Homestead Exemption from the Comal County Appraisal District and review your Notice of Appraised Value when mailed in spring to file a value protest by May 15 if needed.
Frequently Asked Questions
What is the property tax rate in ZIP code 78266?
How much are property taxes in San Antonio, TX (78266)?
How does ZIP 78266 compare to the Texas average?
What is the median home value in ZIP 78266?
What county is ZIP code 78266 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$887. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 78266 is part of Comal County, Texas. View the full county profile for broader context and more data.
View Comal County on TaxByCounty →Explore San Antonio, TX
View all 57 ZIP codes in San Antonio with property tax comparisons.
View San Antonio Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 78266
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
78201
San Antonio, TX
Same city name, different county context: Bexar County.
Rate
1.77%
Tax
$3,324
Quality
94
78202
San Antonio, TX
Same city name, different county context: Bexar County.
Rate
1.41%
Tax
$3,147
Quality
89
78203
San Antonio, TX
Same city name, different county context: Bexar County.
Rate
1.57%
Tax
$2,191
Quality
83
78204
San Antonio, TX
Same city name, different county context: Bexar County.
Rate
1.52%
Tax
$2,164
Quality
89
78205
San Antonio, TX
Same city name, different county context: Bexar County.
Rate
2.05%
Tax
$9,654
Quality
89
78207
San Antonio, TX
0.08 percentage points lower than ZIP 78266.
Rate
1.29%
Tax
$1,198
Quality
94
78208
San Antonio, TX
Same city name, different county context: Bexar County.
Rate
1.45%
Tax
$1,818
Quality
89
78209
San Antonio, TX
Same city name, different county context: Bexar County.
Rate
2.01%
Tax
$10,001
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.