78624 Property Tax Rate

Property owners in ZIP code 78624 (Fredericksburg, Texas) pay a median of $4,788/year in property taxes on homes valued at $439,600. This translates to an effective tax rate of 1.09%, which is 20% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 78624 is approximately $399, which factors into escrow payments on mortgages. This ZIP code is located within Gillespie County. This is $1,657 more than the Texas average of $3,131/year.

Compared to similar ZIP codes in Texas, 78624 has lower property taxes. ZIP codes with similar effective rates include 75057 (1.09%) and 77445 (1.09%).

In Fredericksburg, property taxes represent approximately 7.0% of the median household income of $67,987, providing context for the relative tax burden on homeowners in this area.

Texas law caps annual appraisal increases at 10% for homestead properties, but this protection only applies once you file a Homestead Exemption — submit your application to the Gillespie County Appraisal District by April 30 of the year following your purchase. The exemption removes a portion of assessed value from school and county taxes, typically saving homeowners $400–$800/year in a county with a 1.09% effective rate. Contact the Gillespie County Appraisal District immediately after closing to obtain your Notice of Appraised Value and confirm your homestead filing deadline.