78675 Property Tax Rate

Property owners in ZIP code 78675 (Willow City, Texas) pay a median of $3,300/year in property taxes on homes valued at $433,300. This translates to an effective tax rate of 0.76%, which is 44% below the Texas state average of 1.35%.

The monthly property tax burden for a median-valued home in 78675 is approximately $275, which factors into escrow payments on mortgages. This ZIP code is located within Gillespie County.

Compared to similar ZIP codes in Texas, 78675 has lower property taxes. ZIP codes with similar effective rates include 78005 (0.76%) and 78944 (0.76%).

In Willow City, property taxes represent approximately 8.8% of the median household income of $37,500, providing context for the relative tax burden on homeowners in this area.

Texas law caps annual appraisal increases at 10% for homestead properties, but this protection only applies once you file a Homestead Exemption — submit your application to the Gillespie County Appraisal District by April 30 of the year following your purchase. The exemption removes a portion of assessed value from school and county taxes, typically saving homeowners $400–$800/year in a county with a 1.09% effective rate. Contact the Gillespie County Appraisal District immediately after closing to obtain your Notice of Appraised Value and confirm your homestead filing deadline.