05149 Property Tax Rate

Property owners in ZIP code 05149 (Ludlow, Vermont) pay a median of $5,132/year in property taxes on homes valued at $324,500. This translates to an effective tax rate of 1.58%, which is 6% below the Vermont state average of 1.69%.

The monthly property tax burden for a median-valued home in 05149 is approximately $428, which factors into escrow payments on mortgages. This ZIP code is located within Windsor County. This is $471 more than the Vermont average of $4,661/year.

Compared to similar ZIP codes in Vermont, 05149 has lower property taxes. ZIP codes with similar effective rates include 05456 (1.58%) and 05446 (1.58%).

In Ludlow, property taxes represent approximately 8.1% of the median household income of $63,098, providing context for the relative tax burden on homeowners in this area.

Vermont has no statewide cap on annual assessment increases; your home will be reassessed to current market value when purchased and revalued annually by the town. Windsor County towns offer a Homestead Property Tax Exemption ($6,500 exemption in many municipalities) and Elderly Exemption for qualifying seniors — file both applications with your town assessor by April 15 to apply in the current tax year. Contact the Windsor County Assessment office to identify your specific town assessor and confirm filing deadlines, which vary by municipality.