22645 Property Tax Rate

Property owners in ZIP code 22645 (Middletown, Virginia) pay a median of $1,875/year in property taxes on homes valued at $389,100. This translates to an effective tax rate of 0.48%, which is 28% below the Virginia state average of 0.67%.

The monthly property tax burden for a median-valued home in 22645 is approximately $156, which factors into escrow payments on mortgages. This ZIP code is located within Frederick County. This is $368 less than the Virginia average of $2,243/year.

Compared to similar ZIP codes in Virginia, 22645 has lower property taxes. ZIP codes with similar effective rates include 22709 (0.48%) and 23850 (0.48%).

In Middletown, property taxes represent approximately 2.3% of the median household income of $81,354, providing context for the relative tax burden on homeowners in this area.

Virginia has no state property tax — Frederick County assesses and collects local taxes only, with no reassessment penalty at sale beyond standard county valuation. Frederick County offers a circuit breaker tax relief program for elderly and disabled homeowners and a Land Use Taxation option for qualifying agricultural land — contact the Frederick County Assessor to verify your income and age eligibility. Submit exemption applications to the Frederick County Assessor within 30 days of purchase to secure your assessment.