54904 Property Tax Rate

Oshkosh, Wisconsin · Part of Winnebago County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

1.74%

40.7% above state avg

Median Annual Tax

$4,502

$375/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$4,502

Monthly

$375

Eff. Rate

1.74%

vs. Wisconsin Avg40.7% above
vs. National Avg67.4% above

How ZIP 54904 Compares

Median Annual Property Tax

ZIP 54904$4,502
Wisconsin Average$3,199
National Average$2,690

ZIP 54904

1.74%

Effective rate

Wisconsin Avg

1.40%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Wisconsin

0.60%state avg 1.40%3.49%

Higher than 89% of ZIP codes in Wisconsin(89th percentile, 761 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 54904

Property owners in ZIP code 54904 (Oshkosh, Wisconsin) pay a median of $4,502/year in property taxes on homes valued at $258,900. This translates to an effective tax rate of 1.74%, which is 24% above the Wisconsin state average of 1.40%.

The monthly property tax burden for a median-valued home in 54904 is approximately $375, which factors into escrow payments on mortgages. This ZIP code is located within Winnebago County. This is $1,303 more than the Wisconsin average of $3,199/year.

Compared to similar ZIP codes in Wisconsin, 54904 has higher property taxes. ZIP codes with similar effective rates include 53566 (1.74%) and 54457 (1.73%).

In Oshkosh, property taxes represent approximately 4.7% of the median household income of $95,813, providing context for the relative tax burden on homeowners in this area.

Wisconsin has no homestead property tax exemption but offers the Homestead Credit on your state return if property taxes exceed 3.6% of household income (income cap around $68,460). Contact the Winnebago County Assessor after purchase to verify primary residence classification and explore county-level exemptions for seniors, veterans, or disabled owners. Claim the Homestead Credit on Form 1 or 1-NR each tax year to reclaim eligible property taxes paid during the year.

Frequently Asked Questions

What is the property tax rate in ZIP code 54904?
The effective property tax rate in ZIP code 54904 (Oshkosh, WI) is 1.74%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Oshkosh, WI (54904)?
The median annual property tax payment in ZIP code 54904 is $4,502. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 54904 compare to the Wisconsin average?
ZIP code 54904's effective tax rate of 1.74% is higher than the Wisconsin state average of 1.40%. The median annual property tax in this ZIP is $4,502, compared to the state average of $3,199.
What is the median home value in ZIP 54904?
The median home value in ZIP code 54904 (Oshkosh, WI) is $258,900, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 54904 in?
ZIP code 54904 is part of Winnebago County in Wisconsin. For broader county-level property tax data, including comparisons with other counties in Wisconsin, visit the Winnebago County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$190. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 54904 is part of Winnebago County, Wisconsin. View the full county profile for broader context and more data.

View Winnebago County on TaxByCounty →

Explore Oshkosh, WI

View all 3 ZIP codes in Oshkosh with property tax comparisons.

View Oshkosh Property Tax Rates →
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →