Oshkosh, WI Property Tax Rates

Compare property tax rates across 3 ZIP codes in Oshkosh, Wisconsin.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

1.79%

Avg Annual Tax

$3,483

Avg Home Value

$195,600

ZIP Codes

3

Property Tax Overview: Oshkosh, WI

Oshkosh has 3 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 1.79%, which is 27% above the Wisconsin average of 1.40%. Annual property taxes range from $4,502 (ZIP 54904) to $3,022 (ZIP 54901).

For a home at Oshkosh's median value of $195,600, property taxes add approximately $292/month to housing costs. Oshkosh home values are below the Wisconsin median of $231,076, which moderates the overall monthly tax burden.

Property tax rates within Oshkosh vary by 0.10 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in Oshkosh, WI

ZIP CodeEffective RateMedian TaxMedian Home Value
549041.74%$4,502$258,900
549021.78%$2,924$163,900
549011.84%$3,022$164,000

Oshkosh vs Wisconsin Average

Effective Tax Rate

Oshkosh1.79%
Wisconsin Avg1.40%

27% above state average

Annual Property Tax

Oshkosh$3,483
Wisconsin Avg$3,199

Median Home Value

Oshkosh$195,600
Wisconsin Avg$231,076

Frequently Asked Questions

What is the average property tax rate in Oshkosh, WI?

The average effective property tax rate in Oshkosh, Wisconsin is 1.79%, based on 3 ZIP codes.

How much is property tax in Oshkosh, WI?

The average median annual property tax in Oshkosh is $3,483 per year, with a median home value of $195,600.

Which ZIP code in Oshkosh has the lowest property tax rate?

ZIP code 54904 has the lowest effective tax rate in Oshkosh at 1.74%, with a median annual tax of $4,502.

How many ZIP codes are in Oshkosh, WI?

Oshkosh, Wisconsin has 3 ZIP codes with property tax data available.

Which ZIP code in Oshkosh has the highest property tax rate?

ZIP code 54901 has the highest effective tax rate in Oshkosh at 1.84%, with a median annual tax of $3,022.

How do Oshkosh property taxes compare to the Wisconsin average?

Oshkosh's average effective rate of 1.79% is 27% above the Wisconsin state average of 1.40%.

What factors affect property tax rates between ZIP codes in Oshkosh?

Property tax rate differences within Oshkosh are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Oshkosh Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Wisconsin reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Oshkosh, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Winnebago County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →