54902 Property Tax Rate
Oshkosh, Wisconsin · Part of Winnebago County
Effective Tax Rate
1.78%
8.6% below state avgMedian Annual Tax
$2,924
$244/mo escrow
Estimate Your Tax
Annual Tax
$2,924
Monthly
$244
Eff. Rate
1.78%
Buyer decision brief
What ZIP 54902 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$244/mo
Based on median annual tax paid
State context
0.38 percentage points above the Wisconsin average
Wisconsin average: 1.40%
Data confidence
High confidenceThe Census margin of error is $89, about 3% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Winnebago County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 54902 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$89 tax MOE, 3% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Winnebago County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 54902
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $163,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.78%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Wisconsin and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $244 per month before insurance, HOA dues, or special assessments.
Assessor verification
Winnebago County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 54902 Compares
Median Annual Property Tax
ZIP 54902
1.78%
Effective rate
Wisconsin Avg
1.40%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Wisconsin
Higher than 90% of ZIP codes in Wisconsin(90th percentile, 761 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 54902
Property owners in ZIP code 54902 (Oshkosh, Wisconsin) pay a median of $2,924/year in property taxes on homes valued at $163,900. This translates to an effective tax rate of 1.78%, which is 27% above the Wisconsin state average of 1.40%.
The monthly property tax burden for a median-valued home in 54902 is approximately $244, which factors into escrow payments on mortgages. This ZIP code is located within Winnebago County. This is $275 less than the Wisconsin average of $3,199/year.
Compared to similar ZIP codes in Wisconsin, 54902 has higher property taxes. ZIP codes with similar effective rates include 53140 (1.78%) and 54654 (1.80%).
In Oshkosh, property taxes represent approximately 4.5% of the median household income of $64,548, providing context for the relative tax burden on homeowners in this area.
Wisconsin has no homestead property tax exemption but offers the Homestead Credit on your state return if property taxes exceed 3.6% of household income (income cap around $68,460). Contact the Winnebago County Assessor after purchase to verify primary residence classification and explore county-level exemptions for seniors, veterans, or disabled owners. Claim the Homestead Credit on Form 1 or 1-NR each tax year to reclaim eligible property taxes paid during the year.
Frequently Asked Questions
What is the property tax rate in ZIP code 54902?
How much are property taxes in Oshkosh, WI (54902)?
How does ZIP 54902 compare to the Wisconsin average?
What is the median home value in ZIP 54902?
What county is ZIP code 54902 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$89. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 54902 is part of Winnebago County, Wisconsin. View the full county profile for broader context and more data.
View Winnebago County on TaxByCounty →Explore Oshkosh, WI
View all 3 ZIP codes in Oshkosh with property tax comparisons.
View Oshkosh Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 54902
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
54904
Oshkosh, WI
0.05 percentage points lower than ZIP 54902.
Rate
1.74%
Tax
$4,502
Quality
96
54980
Waukau, WI
0.67 percentage points lower than ZIP 54902.
Rate
1.12%
Tax
$1,840
Quality
86
54927
Butte Des Morts, WI
0.57 percentage points lower than ZIP 54902.
Rate
1.21%
Tax
$2,855
Quality
89
54947
Larsen, WI
0.42 percentage points lower than ZIP 54902.
Rate
1.36%
Tax
$3,637
Quality
89
54964
Pickett, WI
0.36 percentage points lower than ZIP 54902.
Rate
1.42%
Tax
$3,310
Quality
89
54986
Winneconne, WI
0.36 percentage points lower than ZIP 54902.
Rate
1.43%
Tax
$4,006
Quality
89
54956
Neenah, WI
0.23 percentage points lower than ZIP 54902.
Rate
1.56%
Tax
$3,713
Quality
89
54963
Omro, WI
0.10 percentage points lower than ZIP 54902.
Rate
1.69%
Tax
$3,691
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.