Los Gatos, CA Property Tax Rates
Compare property tax rates across 3 ZIP codes in Los Gatos, California.
Avg Tax Rate
0.59%
Avg Annual Tax
$10,001
Avg Home Value
$1,761,501
ZIP Codes
3
Property Tax Overview: Los Gatos, CA
Los Gatos has 3 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.59%, which is 15% below the California average of 0.69%. Annual property taxes range from $10,001 (ZIP 95030) to $10,001 (ZIP 95033).
For a home at Los Gatos's median value of $1,761,501, property taxes add approximately $870/month to housing costs. Los Gatos home values are above the California median of $744,838, meaning the monthly tax impact is correspondingly higher.
Property tax rates within Los Gatos vary by 0.28 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Los Gatos vs California Average
Effective Tax Rate
15% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Los Gatos, CA?
The average effective property tax rate in Los Gatos, California is 0.59%, based on 3 ZIP codes.
How much is property tax in Los Gatos, CA?
The average median annual property tax in Los Gatos is $10,001 per year, with a median home value of $1,761,501.
Which ZIP code in Los Gatos has the lowest property tax rate?
ZIP code 95030 has the lowest effective tax rate in Los Gatos at 0.50%, with a median annual tax of $10,001.
How many ZIP codes are in Los Gatos, CA?
Los Gatos, California has 3 ZIP codes with property tax data available.
Which ZIP code in Los Gatos has the highest property tax rate?
ZIP code 95033 has the highest effective tax rate in Los Gatos at 0.78%, with a median annual tax of $10,001.
How do Los Gatos property taxes compare to the California average?
Los Gatos's average effective rate of 0.59% is 15% below the California state average of 0.69%.
What factors affect property tax rates between ZIP codes in Los Gatos?
Property tax rate differences within Los Gatos are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Los Gatos Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: California reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Los Gatos, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Santa Clara County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.