32765 Property Tax Rate

Property owners in ZIP code 32765 (Oviedo, Florida) pay a median of $3,266/year in property taxes on homes valued at $418,600. This translates to an effective tax rate of 0.78%, which is near the Florida state average of 0.76%.

The monthly property tax burden for a median-valued home in 32765 is approximately $272, which factors into escrow payments on mortgages. This ZIP code is located within Seminole County. This is $621 more than the Florida average of $2,645/year.

Compared to similar ZIP codes in Florida, 32765 has higher property taxes. ZIP codes with similar effective rates include 32621 (0.78%) and 32937 (0.78%).

In Oviedo, property taxes represent approximately 3.3% of the median household income of $99,161, providing context for the relative tax burden on homeowners in this area.

Under Florida's Save Our Homes Act, your homestead property's assessed value is capped at 3% annual increases, but resets to market value upon sale—meaning your tax bill will reflect the new purchase price. Seminole County offers a $25,000 homestead exemption plus an additional $25,000 exemption for non-school taxes; file with the Seminole County Property Appraiser within 30 days of taking possession to qualify for the first year. Contact the Seminole County Property Appraiser to confirm filing and verify your exemption appears on your Notice of Assessed Value.