Waltham, MA Property Tax Rates

Compare property tax rates across 3 ZIP codes in Waltham, Massachusetts.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

0.67%

Avg Annual Tax

$4,798

Avg Home Value

$718,467

ZIP Codes

3

Property Tax Overview: Waltham, MA

Waltham has 3 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.67%, which is 41% below the Massachusetts average of 1.13%. Annual property taxes range from $4,937 (ZIP 02452) to $4,809 (ZIP 02453).

For a home at Waltham's median value of $718,467, property taxes add approximately $401/month to housing costs. Waltham home values are above the Massachusetts median of $562,482, meaning the monthly tax impact is correspondingly higher.

Property tax rates within Waltham vary by 0.09 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in Waltham, MA

ZIP CodeEffective RateMedian TaxMedian Home Value
024520.63%$4,937$779,900
024510.66%$4,649$709,200
024530.72%$4,809$666,300

Waltham vs Massachusetts Average

Effective Tax Rate

Waltham0.67%
Massachusetts Avg1.13%

41% below state average

Annual Property Tax

Waltham$4,798
Massachusetts Avg$5,732

Median Home Value

Waltham$718,467
Massachusetts Avg$562,482

Frequently Asked Questions

What is the average property tax rate in Waltham, MA?

The average effective property tax rate in Waltham, Massachusetts is 0.67%, based on 3 ZIP codes.

How much is property tax in Waltham, MA?

The average median annual property tax in Waltham is $4,798 per year, with a median home value of $718,467.

Which ZIP code in Waltham has the lowest property tax rate?

ZIP code 02452 has the lowest effective tax rate in Waltham at 0.63%, with a median annual tax of $4,937.

How many ZIP codes are in Waltham, MA?

Waltham, Massachusetts has 3 ZIP codes with property tax data available.

Which ZIP code in Waltham has the highest property tax rate?

ZIP code 02453 has the highest effective tax rate in Waltham at 0.72%, with a median annual tax of $4,809.

How do Waltham property taxes compare to the Massachusetts average?

Waltham's average effective rate of 0.67% is 41% below the Massachusetts state average of 1.13%.

What factors affect property tax rates between ZIP codes in Waltham?

Property tax rate differences within Waltham are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Waltham Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Massachusetts reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Waltham, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Middlesex County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →