12775 Property Tax Rate

Property owners in ZIP code 12775 (Rock Hill, New York) pay a median of $7,925/year in property taxes on homes valued at $406,100. This translates to an effective tax rate of 1.95%, which is 6% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12775 is approximately $660, which factors into escrow payments on mortgages. This ZIP code is located within Sullivan County. This is $2,673 more than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12775 has higher property taxes. ZIP codes with similar effective rates include 10989 (1.95%) and 13146 (1.95%).

In Rock Hill, property taxes represent approximately 7.3% of the median household income of $108,125, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Sullivan County assessments are revalued independently at set intervals with no automatic adjustment at purchase. Households earning ≤$500,000 should enroll in STAR (School Tax Relief) through the Sullivan County Assessor—this program reduces school taxes by $500–$800 annually for most homeowners. Submit your STAR application by March 15 following your purchase to qualify for the current school year.